You don't have to leave

"No! Five years is too long!" She exclaimed, crossing her arms this time. "Four months!"

He was quiet for a while, raising an amused brow at her. Was she bargaining? Then sure, two can play the game. "Four years."

She bit her lower lip and continued to bargain, "One year."

"Three years and a half. Take it or leave it." 

As she gazed into his hardened look, she knew that it was the final bargain. If she didn't take it then he would not give her a card of her own. Shi Enxi could have just gone and open one for herself but applying for a card like her husband's was not that easy. Besides, if her husband was against it, he could make things harder for her and the process for it will take longer than expected. She didn't want to use her own money to pay the bank. She was still planning to use her husband's money all the way.

"Fine. Three years." She said in defeat.