Nocturnal_Dreamer

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The most powerful being in the world, the World Monarch, overseeing everything in the world like it was in the palm of his hands. But like all great power, a heavy burden came with it.
The 10th to succeed grew tired of it all and wanted to lessen the weight he was bearing on his shoulders, to have a more comfortable life, and to have a family. He decided to split the World into Ten Domains and made his loyal Knights become the Domain Monarchs. Each of them became the Monarchs of Nine of the Ten Domains, with him overseeing only the Tenth. He named the domains from the names of the World Monarchs, including himself.
After 36 years of peace and prosperity, a Great Catastrophe occurred, causing each Domain's countries to merge into one complete landmass. People who had inhuman abilities started to show up, and creatures of terror pouring out from who knows where—plunging the whole world into utter mayhem. These vile foreign creatures took over the Three of the Ten Domains, while the remaining are barely holding their borders from the monsters. Everyone looked to the man who was once called the "10th World Monarch", the symbol of authority and power, for guidance through their intense hardships. However, he was nowhere to be found. All hope was lost.
The protagonist of the story, born after the formation of the Domains, rescued an old man from a dangerous situation that led him in harm's way. Being in a vegetative state, he was unaware of everything in the outside world, including The Great Catastrophe. Waking up with the world already in ruins, and people adapted to the changes. The game-like mechanics that only Liu Kai can see will help him throughout his adventures to discover the mysteries of how the world evolved.
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Secrets of How the World Changed

"You are the flamboyant guy who fought Jao, aren't you?" the girl asked.

"Uh... Yes, who are you?" answered Liu Kai.

"I am Karina of the Azure Clan." Karina stretched out her hand, offering it to Liu Kai while standing tall and firm.

After hearing that she was from the Azure Clan, Liu Kai got extremely cautious. If she has the same intention as Ken, then there's no way Liu Kai could escape on top of the mountain. Her, standing on the flat mountain top implies that she's more powerful and has a vast amount of celestial energy to go through that almost vertical mountainside without help unless she has a top-grade martial skill. Regardless of how she got on the top, it's bad news for Liu Kai.

Liu Kai shook her hand and didn't show how nervous he was.

Liu Kai flinched as his eyes opened widely, startled at her proposal.

A bet