CHAPTER - 15 and 16, KUMAR’S MASTER PLAN:

CHAPTER - 15 and 16

KUMAR’S MASTER PLAN:

The plan was that, for any customer coming to the Bank for depositing money, I will issue the FDR with Manager Signature, cut the receipt, put the bank rubber stamp and issue to the customer, said Kumar.

During the implementation of this fraud plan, Kumar did not make entries in the bank ledgers and not remitting the money into the Bank Treasury.

Manager used to sign on all the FDRs thinking that Kumar was handling these things right from the beginning.

Kumar thought for a while and wanted to take the advantage of Manager’s reposing confidence on him.

In the absence of Manager, Kumar used to forge the signature of the Manager and used to issue FDRs.

Kumar was able to implement his master plan with ease.

Sanjay used to give the blank FDRs, One Bank Cash Receipt Book and One Ledger, for maintaining records, as if it looks like official registers, but all these books are separately kept with Kumar himself.

Kumar said Sanjay.