Chapter 4

Back at the coffee shop, he’d learned Barry Barlowe was not miles away after all. He was right here in Linda Vista, sitting in the chair of the bank president at Miner’s and Merchant’s. In all probability, it was Barry he’d have to convince to approve the loan he required if he was going to buy the failing business. How could he hope to make a success of it? Where did he get such audacity? There would be hard questions, and the person asking them would make it that much worse. As he stepped through the door he whispered a prayer to every deity he could remember that there really was a loan officer, anyone except Barry Barlowe.

Dear oh shit and shit oh dear. Going hat in hand to his old hero-cum-nemesis was going to be the most difficult thing he’d tried in many years. With his confidence in the toilet and his heart beating like a jackhammer, he entered the bank as soon as it opened on Monday morning.