Chapter 1150: The Return of the Ghost Face Man (Fourth update, plus 720 monthly votes) _1

After being subjected to the Soul Lock, Xiao quickly fell into his role and started borrowing points from everyone.

Within just one day, he borrowed from all of his friends and acquaintances; with a go-for-broke mentality, he borrowed as much as he could.

Eventually, when he couldn't borrow from ordinary people anymore, he began taking out huge loans with high interest rates.

Many people were tempted. With a contract and transaction record in the Dimensional Universe, the tribes approved, not fearing he'd default on his debts.

But no one could have guessed that Xiao had no intention of repaying his debts.

"I'm going to die after I'm done borrowing, what can you do about it?"

Thanks to this swindler's effort, within a day, he managed to amass a staggering 240 million points!

By the time the Northern Alliance realized something was off with Xiao's debt accumulation, Xiao's account was already wiped clean. All the points were gone, transferred elsewhere!