WAITING

Hira was very grateful to have found this kind of work. She had never thought that there was a job like this in the world. It seemed like this was a collection of answers to her prayers. Everything could happen in this place

The office is a Non-Banking Financial Company under the Commerce department. Or more specifically a Brokerage Company. So far many have known Stock Brokers, but few know about Gold Brokers.

Gold is traded on the BBJ, Bursa Berjangka Jakarta, or the Jakarta Futures Exchange, while Shares trade on the JSE, the Jakarta Stock Exchange. There are many other commodities like plantation products, such as palm, coffee, etc., and mining products like nickel tin, etc. Activities in this office are more focused on Gold Commodity because gold is the most stable in price. When the price of gold falls, it will not fall for long; it will soon rise again.

Let's say we have one hundred million in cash; we can come to the bank, deposit our money, and then get Interest monthly. But if we want to invest at a Brokerage Company, we can't transact with BBJ directly. We need the Brokerage Company to help us manage our funds to be classified on the Futures Exchange.

Here we do not get interest, but profit that we can take every month. Where does the profit come from? From buying and selling gold earlier. From a hundred million, how much profit is the average nominal? A range of 5-20% or 5 to 20 million can be taken each month.

This activity is legal; there is a permit from the government. In the Banking business, there is an OJK*). In this field, we have Bappepti. Futures and Commodity Trading Regulatory Agency.

There is an LPS, Lembaga Pernjamin Simpanan or Deposit Insurance Corporation in the banking world; in a Brokerage Company, there is also a guarantor, namely the Indonesian Futures Clearing House or Lembaga Kliring Berjangka Indonesia.

"Put stopped by my office. It's important," Hira said when she learned that one of her friends was on assignment in Bandung.

That afternoon, out of sheer force of will, Putu came to the office. After chatting for a while in the lobby, they went up to the meeting room. Hira presented the scenario of buying and selling gold in her company.

"Is this halal or not, buying and selling without the goods?" He asked later.

"The goods are there. The gold is there, it's just in London. The term of delivery is Loco London. Not COD. Why London? Because London gold is recognized worldwide as the best gold mine. If Putu wants the goods to be sent, you can also, but the shipping costs are on your own. But do you really need the goods? We need the value attached to the gold."

"For one hundred million, how many grams of gold can you get?" I was happy to be asked.

"Well, because this is international trade, we also use international measurements, namely troy ounces, not grams. One troy ounce itself is 31.1 grams. From a capital of 100 million converted into 10 troy ounces of gold, as a minimum requirement set by the government to be able to transact on the Futures Exchange ".

"Is it safe? Ask again.

"The money is put in a separate account or what is known as a Segregated Account. It is not combined with the company's account so it is impossible if the office is taken away"

"That's good. But perhaps my mind is still an employee mentality. Not yet Investor mentality" He argued when followed up a week later.

There are many reasons to refuse, then just wait for the right timing.

Life is a choice. Hira only conveyed information about one of the options. She expects the information given can benefit others or a solution to the problem others may have.

What happens in the field, most people are used to working hard; if the work is easy, they are not satisfied. People unappreciated easy things. And most of the others have been stuck in a comfort zone that may not be comfortable, without risking being trapped in the status quo. If this is the case, it's back to options. It is not something to be forced. Life is a choice.

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*)OJK, The Financial Services Authority (OJK) is an independent institution that replaces the role of Bank Indonesia in regulating and supervising banks, as well as protecting consumers in the financial services industry.