The blackmail

"He couldn't refuse me because Frank's family was wealthier than his. He thought we were friends but unfortunately, I was there for you. When they played you, I was aware but I wanted them to hurt you and make you hate them, then I'll be the only one you can rely on.

"I thought I'd take you out of Jail after two weeks but I was a step too late. Maverick sent Spid to get you. I thought he'd let you stay in Rose City for a day or two so I could come in but rather, he took you away.

"I was enraged. So I killed Ray's family, the whole of them. I didn't want to kill Ray yet. I thought I could use him to bring you back to Rose City but he found out who I was and wanted to expose me to you, so I blew up his car and killed him while he was still on a call with you.