The stock market will collapse

January 13th, Saturday.

Around ten o'clock in the morning.

Ye Cheng's family of three arrived at the 18th floor of Unit 2 of Building 9.

The size of this unit is over 150 square meters.

When we arrived, the door was open.

There is red paper on the door with couplets written on it.

It was very lively inside, and many people came.

It is estimated that most of them are relatives, friends, and colleagues of Tang Xiaofeng and Li Yuru.

Not counting his aunt and uncle, as well as Tang Xiaofeng's family, Ye Cheng only knew two people: one was Tang Yongyuan, the son of Uncle Tang Xiaofeng's family, and the other was Su Lanxin, the cousin of his second aunt's family.

"Brother Cheng, sister-in-law, Qinqin, you are here."

Tang Xiaofeng came up to him and said it with a smile.

Lin Yuanyuan presented a red envelope, but Tang Xiaofeng quickly refused and said, "Sister-in-law, I'm not accepting red envelopes today; we're just having a dinner party."

All said and done, Lin Yuanyuan could only keep the red envelope.

After sitting down, Tang Xiaofeng went to do other things. Ye Cheng chatted with Su Lanxin for a few words. She worked in Wan City and came here by high-speed rail on weekends.

Aunt Ye Jinlian came over and said with a smile, "Qinqin has grown so big; come and have some ice cream."

Qinqin looked at Lin Yuanyuan, as if asking for advice.

"Qinqin, thank you, auntie."

Lin Yuanyuan said.

"Thank you, great aunt."

Qinqin said sweetly, and then took the ice cream.

"Qinqin is so good."

Ye Jinlian laughed.

Ye Cheng also greeted his eldest aunt.

The eldest aunt is not a bad person, but she is a bit stingy and materialistic. When the two daughters got married, the prices were clearly marked, and nothing less would be enough.

Sometimes, words hurt a little.

"Xiaocheng, I heard your father say last time that you also plan to buy a house. Have you finished it?"

As Ye Jinlian talked, she mentioned buying a house.

She was still very proud inside.

After all, my son has only been working for three years and can already afford a house in Pengcheng. The housing prices here are not low. A house costs more than $4 million. The son and his daughter-in-law only took out 50% of the mortgage loan.

Moreover, the car was also bought.

"Auntie, I've already bought it."

Ye Cheng said.

"So fast. Last time, I was thinking, If you don't have enough down payment, let Xiaofeng get some for you."

The eldest aunt was very surprised.

Ye Cheng couldn't laugh or cry inwardly regarding his eldest aunt's character.

He said it well, but if he really borrowed money, he would probably not have a penny at all.

"Brother Cheng, did you buy the house so quickly? When will you move in? If you want to have a drink, you have to notify me in advance."

Su Lanxin said quickly.

In her opinion, being able to buy a house in Pengcheng makes her a very capable person.

"Your sister-in-law and I didn't plan to hold a banquet, so we have already moved in."

Ye Cheng said.

"No way; how can you live in it directly? You young people are just ignorant; don't discuss it with your parents."

The eldest aunt said it sadly.

At this time, Tang Xiaofeng came over and said in surprise, "Brother Cheng, have you bought a house? Where is it?"

"It's in Fairview City."

Ye Cheng smiled.

"Damn it, we bought in the same community. When did it happen?"

Tang Xiaofeng was shocked.

So does everyone else.

Because the housing prices in this Fairview City are not low.

Even the smallest house with the lowest price cannot be bought without two or three million.

According to the minimum down payment of 30%, it is estimated that it will cost nearly $1 million to get it.

"Just last month."

Ye Cheng said.

"Brother Cheng, you are being unreasonable and didn't tell me in advance that I would like to celebrate for you. By the way, which building did you buy, which unit, and which floor? I will go to your place to see when the time comes."

Tang Xiaofeng sat down.

"Building 18, one unit, 33rd floor.

Ye Cheng didn't hide it. They all lived in the same community anyway, so it was only a matter of time before they found out.

"Building 28, I remember it was a large apartment, at least 160 square meters. There seems to be more than 180 square meters, and the price is a little more expensive than mine."

Tang Xiaofeng was shocked.

After others heard this, they also felt incredible.

"It's 1.8 square meters, but I only paid the minimum down payment, and the rest is a loan. I'll have a lot of mortgage pressure in the future."

Lin Yuanyuan said.

"Sister-in-law, you and Brother Cheng both have jobs, and your salary is not low. If you have a provident fund, your monthly mortgage payment shouldn't be too much. With the current increase in housing prices in Pengcheng, you will definitely make money."

Tang Xiaofeng saw it clearly.

"Well, your cousin and I think so too."

Lin Yuanyuan smiled.

After chatting for a while, it was half past eleven, and everyone in the room set off to the hotel they had booked.

By the time I got home, it was already two o'clock in the afternoon.

At four o'clock, Tang Xiaofeng suddenly called and said he wanted to come over and take a look.

Ten minutes later, there was a knock on the door.

"I'll open the door."

Qinqin, who was playing with toys, quickly got up from the ground and ran to open the door.

When the door opened, they saw their eldest aunt, uncle, Tang Xiaofeng's family, and cousin Su Lanxin.

"Wow, this living room is really big."

The eldest aunt, Ye Jinlian, was amazed.

It was much bigger than her son's house.

Moreover, the decoration seems to be more atmospheric.

Tang Xiaofeng's wife, Li Yuru, didn't want to come. In fact, she didn't really believe that Ye Cheng could afford such a big house.

Even getting a loan is very difficult.

But now, she has nothing to say.

"Qinqin, you play with Xiaoqi."

Ye Cheng said this to his daughter, Qinqin.

Tang Xiaofeng has a son who has just turned three years old.

"Okay, Dad."

Qinqin quickly took Xiaoqi to the toy area and started playing happily.

Lin Yuanyuan brought out fruits and nuts to entertain them.

"Brother Cheng, if I hadn't bought a house here, you probably wouldn't have told me. The confidentiality is really strict."

Tang Xiaofeng said this after sitting down.

"Xiaocheng, if you live in the same community from now on, you have to move around more."

The eldest aunt also said:.

"Auntie, that's for sure."

Ye Cheng smiled and said, "By the way, let's eat here tonight."

"No, no, there are still a lot of dishes left over from the lunch banquet. If you don't eat them, it will be wasted."

The eldest aunt said it quickly.

Li Yuru couldn't help it anymore. "Stop talking and don't eat the leftovers. Why don't you listen?"

The eldest aunt, Ye Jinlian, was embarrassed.

"Auntie, my brothers and sisters are right; don't eat the leftovers. It's easy to spoil in hot weather now, and it's not good to put it in the refrigerator. So you should eat it here."

Ye Cheng said.

Lin Yuanyuan also got up and went to the kitchen to prepare meals.

The eldest aunt said nothing and followed into the kitchen to help.

Ye Cheng's phone rang. It was Li Renbo. He went to the balcony to answer the call. He talked for more than ten minutes before hanging up. When he returned to the living room, he saw Tang Xiaofeng reading stocks on his mobile phone.

He remembered that Tang Xiaofeng was already trading in stocks in his previous life.

I heard that I lost a lot during the stock market crash in 2018.

"Xiaofeng, are you trading in stocks?"

Ye Cheng asked, sitting next to him.

"Yes, I started playing it when I was in college, but it was just a small business. I focused on value investing and medium and long-term investments."

Tang Xiaofeng said.

The house he bought was earned from stock trading.

Some time ago, the stock market hit a new high, and he made a lot of money.

However, his wife insisted on buying a house, so he had to withdraw part of the money. Now there is less than one million in the stock market.

"So what do you think of the current stock market situation?"

Ye Cheng asked.

"I am very optimistic. I can at least see 5,000 points. It is only over 3,000 points now. It should be able to break the previous high soon."

Tang Xiaofeng spoke confidently.

Because of this, he was still full of complaints about his wife withdrawing part of the money.

"I don't think so. The stock market will collapse next month at the most."

Ye Cheng said.

He knew that Tang Xiaofeng wouldn't listen, even if he told her.

After all, he has been playing stocks for many years, is a top student at a prestigious school, and is arrogant.

"Brother Cheng, how did you tell?"

Tang Xiaofeng was very curious.

In fact, he didn't believe it.

Although he is not a Ph.D. in economics, he is confident that he has done in-depth research on the stock market and thinks he understands the market rules better than Ye Cheng.

Ye Cheng smiled and then briefly talked about some analysis after the stock market crash in his previous life.

Although it was a bit of hindsight in my previous life,.

But the stock market crash has not happened yet. Countless investors and even many experts are bullish on the stock market by as much as 5,000 points, making the current stock market very hot.

Therefore, Ye Cheng's analysis appears to be very professional.

After Tang Xiaofeng heard this, he couldn't help being stunned.

He found that he seemed to underestimate this cousin.

Because there were some things that even he didn't expect. Behind the seemingly prosperous stock market, there were so many hidden risks.

If it is, as analyzed by Ye Cheng, the stock market is really likely to plummet.