"If you ask me, just take care of yourself and take the money,"
"In life, never fight with money. Right now, you might not need more money, but who can guarantee the future? Unexpected things happen, think about that scumbag father of yours, and your whole family too, those heartless stepmothers and sisters. When the time comes that you need money and you don't have any, you'll be in a real bind."
"At the very least, take this for example, as long as you have money. If I need money later on, I could even ask you for a loan. If you don't have any money, it's useless for me to come to you when I need it in the future. So, I'm just dealing with real practical issues here, focusing on the problems at hand, so let's not be sentimental and just keep the money."
Xu Ningxi became even more determined not to accept the money.