Chapter 5 Loan And Don't repay

 Zhang Yi replied, "My name is Zhang Yi. I want to book 500 tables for a banquet. Do you have any problems with that?"

The manager was shocked. This was the first time that their hotel had encountered such a thing since its opening.

But they will definitely accept such a large order.

Mr. Zhang, a 500-table banquet can cost over a million yuan. If you need it, we will prepare it for you immediately, but you need to pay a deposit of 200,000 yuan in advance

Zhang Yi replied, "No problem. I will send you my account number later and transfer the money to you."

With money, things are naturally easier to handle. The manager readily agreed and then added Zhang Yi as a friend, sending him the bank account number.

Zhang Yi transferred 200,000 yuan without hesitation.

The manager, after confirming with the finance department that the deposit had been received, immediately began to instruct each department.

"Hurry up! We have a big order coming in. Let the purchasing department prepare the goods quickly, and the kitchen should not take any other takeout orders for the time being!"

"We need to make 500 tables of banquets for the guests in one day!"

...

On the other hand, after hanging up the phone, Zhang Yi couldn't help but sigh, "Although money will be useless after a month, it's still necessary to use money to buy things now."

In his hands, the inheritance left by his parents and his own savings totaled about 2 million yuan.

Now, half of it is gone, and to be honest, I feel a little sad.

But on second thought, it's also a good thing.

Many people had a lot of money in their hands, but it later turned into waste paper.

Not everyone has the opportunity to spend money.

"However, there are still many places that need money, so I have to find a way to make money."

Zhang Yi's eyes immediately focused on his own house.

This apartment is located in Tianhai Central, with an area of 120 square meters. The community was built 10 years ago.

According to the current market, one square meter costs more than 40,000 yuan.

In other words, this house is now worth at least more than 5 million.

"I'll go to the mortgage loan, then I'll have money, right?"

Zhang Yi smiled and said that it was comfortable to borrow this money without having to repay it.

He immediately left the house and drove to the bank to apply for a loan.

On the way, he received a message from Fang Yuqing.

"Zhang Yi, the weekend is so boring. I really want someone to go out with me."

Zhang Yi took a look and threw the phone aside.

He came to the bank and started a loan business.

Due to the large loan amount and complete documentation, Zhang Yi was able to purchase the house with full payment.

So the loan came down quickly, but the bank only gave him a loan of 4 million yuan.

Zhang Yi didn't bargain, as it was all free money anyway, and he didn't have the time to argue with the bank.

After the signing, the bank also transferred the money to his account.

"Now, after spending more than 1 million on the banquet, I still have about 5 million in hand."

"It should be enough to renovate the house. However, I still need a lot of money to buy medicine and weapons. This money may not be enough."

Zhang Yi stroked his chin and began to contemplate how to acquire more funds.

At this time, a yellow-haired man on the roadside saw Zhang Yi who was lost in thought. His eyes lit up and he immediately came over.

"Hey, buddy, do you need money?"

Zhang Yi looked up at the yellow hair.

Who are you

The smile on Huang Mao's face deepened, and he lowered his voice and asked, "I just want to ask if you need money right now, and the bank is unwilling to lend it to you?"

Upon hearing this, Zhang Yi understood what the person in front of him was doing.

It must be a loan shark!

Zhang Yi's heart fluttered and a plan came to mind.

He sighed and pretended to be in trouble, saying, "Yes, my family's business urgently needs cash flow. But the bank..."

Zhang Yi deliberately showed a difficult expression when he said this.

Huang Mao also looked like he understood very quickly.

But who would go to borrow high-interest loans if they can borrow money from banks through normal channels?

He said to Zhang Yi, "Yes, the bank is very strict about lending money now! There are all kinds of rules and regulations, and the speed of getting the money is also slow."

"But brother, if you need money urgently, I can help you with this."

Zhang Yi looked at Huang Mao cautiously.

"You? Are you really capable? I need millions!"

Upon hearing that it's a significant business, Huang Mao's eyes visibly became more agitated.

He took out a business card from his pocket and handed it to Zhang Yi.

Our company specializes in rescuing people from danger. If you need money, just come to us

Zhang Yi took a look at the business card and saw that it was written "Dododai Financial Services Co., Ltd.".

Huang Mao's name is Hu Minghua, the business manager.

Zhang Yi said excitedly, "Can you really lend me the money? I need 5 million yuan. As long as you can help me through this difficult time, I promise to repay the money back in three months at most!"

Hu Minghua laughed and said, "This matter is easy to discuss. Our company is very powerful. We are here specifically to help people like you who lack funds to use."

"Let's go and talk about this matter slowly in the company."

Zhang Yi looked expectant and nodded, then followed Hu Minghua to their company.

The so-called company is located in a remote office building.

After entering the door, Hu Minghua took Zhang Yi to their boss's office.

The boss of this lending company looks like a big guy, but he is wearing a big-brand Baleno suit.

Obviously, they are trying to create an image of a formal company.

But there was a hint of hostility in his brow.

If I had not spent years struggling in society, I would not have felt this way.

Hu Minghua introduced Zhang Yi's basic information to the boss in front of him: "Manager, this is the client who wants to borrow money from us."

The boss, Chen Xiong, smiled and invited Zhang Yi to sit down after meeting him.

"Mr. Zhang, how much do you want to borrow?"

It's no surprise that this is a company that engages in usury. The content of the conversation is so simple and crude.

Such companies are not formal, so there are not so many rules and regulations.

And they have ways to make you pay back the money, so they don't worry about you defaulting.

Zhang Yi said, "I want to borrow 5 million yuan."

Chen Xiong frowned and said, "Oh, this is not a small amount. But Mr. Zhang, I have to say in advance that our interest rate is very high. You have to be prepared for it."

Hu Minghua said beside him, "Mr. Zhang's business urgently needs cash flow. Once the business is back on track, he can earn the money quickly, right?"

The two people singing in unison were seen by Zhang Yi.

Zhang Yi pretended to be eager and said, "Yes, I can repay it soon. The higher the interest rate, the better! As long as you can lend me the money.