Chapter 122: Where did the 120 million go?

'Mr. Nikolic and Mr. Mata, are you trying to ask where the 120 million US dollars that was supposed to have arrived went?'

Facing Zhou Ming's question, both Nikolaevic and Maita looked a little embarrassed, because this was indeed the key they most wanted to know. If the 120 million US dollars had already reached their hands, then no matter what countermeasures Zhou Ming wanted to take, they would have to weigh the consequences, and it would not be like the current situation, where they would be unable to do anything unless they tore their faces apart.

But now that Zhou Ming had asked so directly, they found it hard to answer, because they could not admit that they had been defeated by such a move by their opponent. This would really be too embarrassing.

Zhou Ming didn't mean to pursue the matter relentlessly. He thought for a moment and said, 'Why don't I tell you about a scam I saw in China?'

Nikolaevic and Maita were stunned. Zhou Ming's sudden change of subject was really hard for them to accept. How could he suddenly talk about a scam in China when just now they were talking about the mysterious disappearance of 120 million US dollars in a Swiss bank account? Could it be that he had also seen a super scam in China that could defraud 120 million US dollars?

If that was the case, then this liar was not just a liar, but perhaps a financial tycoon who could dominate the world and be on the global news. After all, in many cases, there is only a step between a successful financier and a liar, as long as you have sufficient depth.

If you are an ordinary person with a straightforward mouth, I'm afraid you will start spewing out insults. Zhou Ming is simply making fun of people, but Nikolajevic and Maita can control their mouths. They understand that people like Zhou Ming don't say things for no reason.

'In many households in China that have telephones, people often receive some very strange calls. They will claim to be from a certain company or charity or TV station. Your phone number has been lucky enough to be selected to receive a prize from the TV station, but due to the special prize collection system and to ensure the legitimacy of the prize collection, etc., they will require the winning user to pay a certain amount of fees before they can collect the prize.' Zhou Ming.

Nikolaevic frowned: 'This is indeed a scam, but it's hard to fool people with this scam. After all, the victim of the lottery win has to pay first before getting anything, which is illogical.'

'So what if the scammer pays a certain amount of the prize money first and deposits part of the prize money into the bank account reported by the victim?' Zhou Ming asked in return.

Nikolaevich froze there, and indeed, it was obvious to anyone that it was wrong to ask someone to pay for a prize they hadn't received. But if part of the prize was paid in advance, then basically everyone would fall for it, because once they had received the money, who would doubt it? But wouldn't the scammer lose money in this way? Because he had already transferred the money, but in fact he hadn't organised any lottery. Logically, the money the scammer wanted to cheat would definitely be much less than the handling fee the victim had to pay. What was the point of this losing scam?

Looking into Nikolaevich's eyes, Zhou Ming of course understood his doubts at this time, so Zhou Ming explained: 'Because in our domestic banks there is such a system, that is, if the existence of a check is made, the bank will first transfer the money to the other party's bank account, and then go and check with the checking account bank. If at this time the fraudster empties the money in the checking account, then the transaction will be cancelled.'

'It turns out that the money on this cheque is only a figure on the books, and in fact it cannot be deposited in advance. It is in a frozen state and cannot be used. However, the victims are not aware of this, and they can only check from the bank that the money has been received. So they are deceived.'

Nikolaevic and Maita suddenly understood, but at the same time it made them wonder, could this be how the money disappeared from the Swiss bank? But the cheque was verified on the spot by the Swiss bank's key account manager and deposited into the designated account, so how could there be such a trick?

Zhou Ming saw what they were thinking and smiled as he explained, 'Mr. Nikolic and Mr. Maita, in your position, I think you should both be aware of a rule at UBS.'

'What rule?' Maita asked hurriedly.

'It's about the time limit for transactions of huge deposits exceeding 10 million US dollars,' Ming Zhou said. 'To put it simply, the bank will assign a time limit for such huge capital transactions. Within a certain time limit, the transaction funds will also be in a frozen state and can be cancelled at any time. This is not only to ensure the legitimacy of the transaction, but also to ensure the stability of the financial market. After all, the transfer of such a large amount of funds will always have a certain impact on the financial market.'

As Zhou Ming's voice fell, Meta and Nikolaevich suddenly felt their heads explode, because Zhou Ming's rule was not some strange rule. On the contrary, it was a rule known to the whole world.

In fact, this is not just the rule of Swiss banks, but also of multinational banks around the world. The reason is just as Zhou Ming said, to ensure that transactions are reasonable and legal, and also to ensure the stability of the financial market. After all, if you can casually transfer very large amounts of money from one place to another, it can easily cause inflation and disrupt the financial market.

As an American financial warfare expert and the president of the United States, they should have been familiar with this rule, but at this time, they forgot about this rule, which allowed Zhou Ming to exploit a loophole.

'No, it's still Mr. Zhou Ming's unique insight,' Meta sighed and gave Zhou Ming a thumbs-up.

In fact, Meta really wanted to disagree with himself, because if he had been more careful and noticed this, and had spoken to the Swiss bank beforehand, then none of this would have happened.

But unfortunately, things in this world just happen. Ifs, and maybes, are just childish excuses for losers. Meita is not like that. If you make a mistake, it's a mistake, there's nothing to explain. Just be more careful next time and win it back.

Zhou Ming looked at the confidence in Maita's eyes and knew that this was a tough opponent. So he said sternly, 'However, no matter what, since you two have already come here, it proves that we still need to proceed with this deal. So please, Mr. President, fulfil the agreement first and send the new rubles to the United Bank. Since Mr. Il'yadov is here, you can also ship the old rubles along with them. How are you doing?'

It angered a president to be told what to do, but Nikolayevich had no choice. After all, he had broken the previous agreement unilaterally, so it was unrealistic to ask Zhou Ming to transfer the money first this time. And continuing to drag his feet would not do him any good. In the end, he could only nod: 'No problem, I'll go back to the Kremlin right away to sign the order.'

Zhou Mingxian thanked Nikolajevich and then said to Il'bedov, 'Then Mr Il'bedov, I'll leave the task of exchanging the old rubles to you.'

Maita and Nikolajevich got up and left. Before they left, they paused for a moment. Zhou Mingxian knew their worries, so he said, 'Please be assured, as long as the agreement starts to be implemented and we receive the money, I will naturally make the payment. Otherwise, if we are here alone, the president can order the troops to wipe us out in no time, can't he? Unless we can hide in the embassy inside the country.'

Having received Zhou Ming's answer, Maita and Nikolaevich were preparing to leave with peace of mind, but then Zhou Ming popped up again and said, 'Why don't you two finish the barbecue before you go?'

This polite remark almost made Maita and Nikolaevic go crazy, because they had already been stimulated enough by Zhou Ming today. They just wanted to leave as soon as possible, and they really didn't want to hear any more words like 'Chinese' and 'Zhou Ming'. If they had to stay any longer, they would feel nothing but the slap in the face.

They watched the two leave, and behind them, Tong Gang commented on Zhou Ming: 'With this plan, apart from you, Brother Zhou Ming, we are afraid that no one else would dare to do it, because it is too risky.'

'It is precisely because no one dares to do it that he is in a blind spot, and that gives me a chance.'

Zhou Ming smiled. In fact, Zhou Ming understood that Tong Gang might have a loophole in his own scam. Zhou Ming knew this very well because that was a scam from the future, when everyone had a bank card. However, in this era, that scam might not work so well.

But no one mentioned it, because it wasn't the point, and there was no difference between mentioning it or not.

Over there, Maita and Nikolic sat back in the Lincoln Town Car. Nikolic asked Maita, 'Are we really going to do this?'

Mata looked at him and asked in return, 'Does Mr. Nikolic really intend to make this public and provoke a diplomatic incident?'

Faced with this objection, Nikolic was silent for a moment, because he also remembered Zhou Ming's last sentence. It was obviously not an off-the-cuff remark, but the truth. After all, there was a Du grandson there, and it would not be difficult to hide in the embassy. If Nikolic continued to be stubborn, this incident could really escalate into a diplomatic incident.

With the exposure of the previous agreement and the diplomatic incident with the great Eastern power, North Russia has now split away, which is not what he wants to see.

Then Irbedov also got into the car. He smiled and greeted them, 'Mr. President, Mr. Meta, I'm going to trouble you this time.'

Nikolaevich had no choice in front of Zhou Ming, but he was still full of confidence in this Jew. He snorted, 'Mr. Irbedov, you have really engraved the privatisation policy into your soul, without considering the interests of the motherland at all!'

Irbedov's face first became embarrassed, and then he laughed, 'Mr. President, you are wrong to accuse me like this. Everything I do is also for the motherland to recover as soon as possible!'