Chapter 328: If you dare to give it to me, you dare to take it

If Zhou Ming's words earlier only surprised everyone, then Brooke's words at the moment were like a speech about an alien invasion, and no one could believe it.

The people present were reporters and editors from various media outlets in Brighton, and unlike the previous case of Harvard University's special admission of Chinese students, the media had been invited to the hearing that time, so almost the entire Brighton press knew about the old Brighton senator's fall at that hearing. Not only had he failed to save his son, he had even gotten his old butler involved, losing both the wife and the soldier.

With this incident, the grudge between Old Brook and Zhou Ming should be irreconcilable, and Old Brook should be taking full action against Zhou Ming. But now that Zhou Ming is preparing to enter the insurance industry, not only is Old Brook giving him a hard time, he's even coming over to support him. What's going on?

Could it be that Old Brook found out that it was really his son who was targeting Zhou Ming, and he felt bad about it, so he came over to give Zhou Ming a big insurance policy as compensation?

This kind of plot can only appear in low-brow comics. In fact, everyone knows very well that Old Brook is a vindictive person. Not long ago, Old Brook's brother had a few words with a worker, and a few days later, Old Brook acquired that factory and fired all the workers there. From this, his short-tempered personality is evident.

For someone like this, he would be happy to kill Zhou Ming with a knife, so why would he come and give him an insurance policy? Unless this is a trap.

This idea suddenly made everyone understand: Yes, that's it, Old Brook never intended to actually give Zhou Ming this insurance policy. He was just saying that, do you, Zhou Ming, accept or not? If you accept, then you are likely to face a trap package prepared by Old Brook for you; if you don't accept, then a newly established insurance company rejecting its own second insurance policy is not a good thing and will reflect badly on you.

It can be said that this multiple-choice question itself is very unfriendly to Zhou Ming, and it was obviously designed by Old Brook as revenge.

With this in mind, the reporters and editors present all took out their cameras, and their lenses coincidentally aimed at Zhou Ming, wanting to see how the young president would respond.

At this moment, all the reporters and editors were very glad that they had been invited to attend this press conference, otherwise they would have missed such an important piece of news.

At this moment, on the podium, Lao Brook looked at Zhou Ming provocatively, with an expression that said, 'If you've got the balls, you take it.' On the other side, Chen Shu and Ye Ning, the finance students, looked at Zhou Ming anxiously, with an expression that said, 'Don't you dare take it.'

Zhou Ming stood in the middle of them, hesitated for a moment, then turned to Lao Brook and asked, 'Excuse me, Mr. Brook, when does the medical insurance for all employees of your company in Fenway expire?'

'It was originally due to expire in May, but it now needs to be renewed. If Mr. Zhou Ming is not at ease, I can sign a prepayment contract with you,' Mr. Brook told Zhou Ming.

'So that means from May this year to May next year, a total of 800,000 yuan for all the employees?' Zhou Ming asked again.

Mr. Brook still nodded and said yes, and Zhou Ming also nodded and said, 'Well, on behalf of all the employees of Wharton, I would like to thank you, Mr. Brook, for this insurance policy, and I will take it.'

As Zhou Ming spoke these words, there was a sudden sound of camera shutters going off, as reporters and editors from various media outlets frantically used their cameras and pens to record this precious moment. At this moment, in their eyes, Zhou Ming was truly crazy. Not only did he take the 10 million insurance policy from Harbor City Shipping Group, but now he also had to take the insurance policy from Old Brook, the company he hates to be a shareholder in. Does he really not know how to write the word 'death'?

Chen Shuhe and Ye Ning seemed to read the thoughts in everyone's mind, and they couldn't help but feel a little annoyed behind Zhou Ming.

'The young president really has courage!' Old Brook gave Zhou Ming a thumbs-up.

Zhou Ming smiled and said thank you, 'We Chinese people are pragmatic. Now that you, Congressman Brook, have come to give me the insurance policy, why wouldn't I accept it? As long as none of your employees violate the insurance contract, I will send someone to investigate.'

Laughing heartily, Old Brook said, 'That's fine, Mr. Zhou Ming, you can investigate all you like, I haven't done anything.'

'Then I wish us a pleasant cooperation,' Zhou Ming extended his hand to Old Brook.

Old Brook shook Zhou Ming's hand and said, 'I believe we will cooperate happily.'

The moment Zhou Ming and Old Brook shook hands, the cameras on the scene suddenly started clicking again.

After the press conference, Zhou Ming did not go back to Harvard right away, but instead brought all the finance students and lawyer Alan to the meeting room of the hotel.

'I really didn't expect it. I thought you only arranged for Harbor City Shipping Group, but I didn't expect that Senator Brook added his insurance policy to it,'

Alan said helplessly to Zhou Ming, and after Alan had expressed his opinion first, the other students also spoke one after the other.

'Teacher, I don't think we should take Congressman Brook's insurance policy anymore, because he obviously has an ulterior motive, and this matter is definitely not that simple!' Chen Shu said to Zhou Ming. After him, the other students also expressed their own opinions one after another. Although their words were different, their meaning was basically the same, which was that they should not take Congressman Brook's insurance policy.

Facing the stance of Alan and the other students in the finance class, Zhou Ming said, 'Everyone, please calm down. I understand what you all mean, but I think he still has to take this insurance policy. There were so many media friends there just now, and although Mr Taylor came forward first and cooperated with me to put on a show, it was only Old Brock's performance that really pushed the show to the top. I believe that after Old Brock's stunt, our insurance company will definitely be in the headlines tomorrow.'

Zhou Ming then added, 'And on this insurance policy, I don't think Brook can really trick me.'

'First of all, if his company employees haven't reached the renewal time, then needless to say, I can just reject him; and even if his employees do reach the renewal time, that's fine, because as I said, as long as his employees don't violate the insurance contract, that means everything he gives me as the policyholder has to meet the standards. If it doesn't, I can still refuse to sign it for good reason.'

Zhou Ming said, turning his head to look at Alan. Alan nodded knowingly and said, 'I was responsible for drafting the insurance company's contract, and no one can defraud the insurance company by following the contract. I don't know what kind of trap Brook is preparing, but I want to say that my contract can perfectly resolve everything.'

'I have full confidence,' Ming Zhou concluded, "so if Senator Brook does have a company and his employees have all met the criteria for renewal, and an $800,000 windfall comes knocking on the door, why wouldn't I take it?'

'Teacher, then you're saying that Congressman Brook will assume that you won't dare to take this insurance policy, and as a result, you will actually take it, thus upsetting his plan," Ye Ning speculated.

Ming Zhou shrugged unnecessarily, 'Maybe so.'

With this answer, the students in the finance class cheered, all saying that old Brock had shot himself in the foot.

Zhou Ming raised his hand to indicate silence, and then he said, 'Okay, since this matter is in the past, there is no need for us to discuss it anymore. What we need to discuss is the next phase of the company's operations. Everyone saw what happened today, and the reporters on the scene will definitely make today's event the headline. The name Wharton Insurance Company will be publicized along with the news, and we will take advantage of this fame to get the business started.'

Zhou Ming then gave Ye Ning a look, and Ye Ning, knowing exactly what to do, took out a folder and handed out the documents to everyone.

At this time, Zhou Ming said again, 'What everyone is now holding in their hands is our insurance company's newly launched insurance dividend product, that is, when our policyholders purchase an insurance policy, they can enjoy the insurance business while also getting a return based on a certain percentage of the insurance premium.'

Zhou Ming's words surprised everyone. Someone immediately said, 'Teacher, isn't this a stock?'

Zhou Ming explained, 'Yes, investing a portion of the funds and obtaining a stable income every month does look similar to stocks in form, but we are not stocks. We only deal in insurance, or we are selling insurance to customers first, and the dividends are just the dividends that our new company gives to policyholders, which is within the scope of Massachusetts law.'

After listening to Zhou Ming's explanation, all the students in the finance class shouted in unison, 'Teacher, you are a genius! You could think of such a solution. We are opening an insurance company, but it has actually become a hybrid of a fund and a joint-stock company!'

Zhou Ming smiled. Insurance wealth management was indeed a very genius idea, and it was also an important direction for the transformation of major insurance companies in the future. After all, human nature is greedy, and only more discounts and benefits can attract customers to the greatest extent. The same is true of the insurance industry. This is also the reason why Zhou Ming is eager to launch insurance wealth management: if he is the same as other insurance companies, his newly established small company is not competitive at all. Only by launching more products can he retain customers. After all, not everyone is from Gangcheng Shipping Group.

Taylor is an actor, acting along with Zhou Ming. Although Tong Gang's ship is indeed very valuable, the insured amount definitely does not reach 200,000. At most, 100,000 is enough. The extra 100,000 is Tong Gang's personal sponsorship of Zhou Ming.

In addition, originally Zhou Ming did not plan to launch insurance and wealth management products so hastily, because he did not want to attract the attention of other insurance companies too early, and at the same time, he did not expect the media to help promote himself much.

But who knew that once Brooke got into power, today's press conference would immediately become a scene of exciting drama? With the media coverage, Wharton Insurance will definitely become well-known to the public. At this time, if you don't take advantage of this opportunity to launch new products and seize the market, when will you do it?

In fact, at this time, not all insurance companies are trying insurance wealth management, but they are still in the stage of small-scale attempts. Only Zhou Ming, who has the memory of the afterlife, knows that insurance wealth management is actually a prosperous avenue for insurance companies!

'Therefore,' Zhou Ming concluded, "now that we have the publicity of various media and such trendy insurance wealth management, the next step is to see how you promote it."