Chapter 337: Setbacks are not scary

Monday, 13 March, the day before White Valentine's Day and the start of another week, but more importantly, the first day after the airing of the advertisement for Wharton Insurance's wealth management products.

On this day, not only were advertisements for Wharton Insurance financial products displayed at the bus and subway stations in the centre of Brighton, but Wharton Insurance advertisements were also placed outside the doors of various banks. In Copeland Square, the most densely populated area in Brighton, a stage was set up, and a very famous Brighton singer sang on stage, attracting many people to stop and watch.

Someone in the crowd asked in a low voice, 'Hey, what's going on here? Why is it that I, a huge Philips fan, didn't know that he was having a concert here today? Could it be that I've lost my memory?'

Someone next to him laughed and told him, 'Dude, I don't think you need to doubt your own head, because I didn't know either. But judging from the many advertising boards here, I think it must be some company promoting its products. You know, these capitalists will always do whatever they can to take the little money that's left in our pockets, so it's normal for Philip to have a temporary commercial performance.'

Then someone else shouted, 'Look, that's an advertisement for Wharton's insurance and wealth management products. I saw it on TV yesterday. It's a combination of insurance and wealth management. You can enjoy the benefits while you're insured. It's what the Harrises are aiming for – the stars!'

'The stars? Are you sure that's the advertising slogan? My God, they should go to the space agency and explore the beautiful universe, not sell insurance here!'

This sentence made everyone laugh, and while the onlookers were discussing it, Philip's singing on stage had ended, and he walked off the stage, and a Chinese man walked on.

'Good morning, everyone from Brighton. I am Chen Shu, the deputy general manager of Wharton Insurance Company,' said the man, Chen Shu, the monitor of the finance class, as he spoke eloquently on stage. 'I think you must all have had breakfast. I don't know if you had bread or eggs, but I know I am still hungry. Of course, I am not complaining about my boss when I say this, but I need to bring you incredible good news.'

After a pause, Chen Shu continued, 'This good news is that it brings you the hope of making money.'

Behind the stage, Zhou Ming, Ye Ning and the rest of the finance class were all here. Ye Ning looked at Chen Shu's performance on stage and said, "I didn't expect Chen Shu to be quite the talker, and he also masters the American habit of using words.'

Listening to Ye Ning's comments, Zhou Ming also nodded: "If Chen Shu only knows how to report to me, he can't be the monitor of your finance class.'

Ye Ning, however, pouted and said, 'What's the big deal? If you let me go up there, I'm sure I'll do a better job than him!'

Hearing Ye Ning's almost jealous tone, Zhou Ming laughed and said, "You are all my students, of course you are all the best.'

Ye Ning wanted to say something else, but Zhou Ming said first, "You all pay attention to the situation outside, prepare to distribute promotional materials, and remember what I told you?'

Everyone nodded and replied to Zhou Ming, 'The main thing is to highlight our insurance and wealth management products, which can bring stable income and protection to any family.'

Zhou Ming then said, 'Very good, remember that you are all students in the finance class and are the best. Go and cheer!'

As soon as Zhou Ming said this, all the students in the finance class took the materials and walked out, looking for people in the crowd who might be interested in insurance and wealth management and who also had spare money to invest.

Ye Ning found a middle-aged woman and handed her the materials, saying, 'Hello, ma'am, I'm from Wharton Insurance. Can I talk to you about our insurance and wealth management products? It won't take up much of your time. You're dressed smartly and stylishly, so I can tell you're a leader in some company, right? No matter how high your income is, you definitely need insurance and investment and wealth management. First, it can provide you with protection, and second, it can help preserve and enhance your assets.'

Next to Ye Ning, Li Yang also said to his selected client, 'Although I am from China, I also understand the importance of insurance. I know that in the United States, insurance is deeply ingrained in everyone. Even your president has insurance. After all, no one can guarantee that they will be president every day, right? Maybe one day he will fall, just like us, so he needs a presidential insurance.'

Meanwhile, on the stage, Chen Shu continued, 'Friends, we Chinese people value family above all else. I believe you do too. You want to be happy with your family, and you don't want your family to be sick and have no medicine to cure them. So you buy medical insurance. You want your money to grow and grow, and you don't want to worry about whether to eat a $3 or $4 burger, so you buy funds and invest in stocks.'

Chen Shu said this and then changed the subject and continued, 'I can't help but say that these are two very large investments, and they may account for more than half of your monthly income. Then how much spare money do you have for living? You also need to buy a car and a house. Oh God, those heartless real estate bosses, they don't care how heavy the burden on you is, they just want to empty your wallets!'

'So why don't you do it a different way? Combine insurance and wealth management into one, your insurance can manage your wealth, and your wealth management can buy you an insurance policy, so you can save half the money to buy yourself a new dress, or a $5 burger, or save it up and take your wife and kids on a holiday to the Maldives!'

Chen Shu concluded, 'Now, in front of you is such an opportunity, Wharton Insurance Wealth Management, he can help you achieve these wishes, what are you waiting for?'

Chen Shu is quite the TV salesman, but I don't know if these Americans are that gullible.

Zhou Ming watched all this from behind the stage and smiled, thinking that although the biggest promotion was at Copeley Square, it was only because this was the place with the highest pedestrian flow in the centre of Brighton and the spending here was not low, and everyone who could afford to come here was middle class.

But there would not be just one promotion. In fact, while Copeley Square was promoting, banks with branches in other insurance companies, as well as students from the financial class, were all promoting there. However, while all the students from the financial class were working hard to promote insurance advertisements all over Brighton, someone at Harvard University was so angry that they were about to go crazy. This person was Zhou Ming's class advisor, Jie La.

'Zhou Ming! You are the worst student I have ever seen. You said you were going to skip class alone, which was fine, at least you listened to me then, and you still had a little bit of shame. But now, you have actually taken 25 of your classmates with you to skip class. What are you trying to do? Go on strike at Harvard?'

Jie La roared loudly in her office, even angry enough to push the books and documents on her desk onto the floor, scattering them all over the place.

In fact, for her, Zhou Ming's absence from class with the other students was not a big deal, but what really made her angry was that Zhou Ming had already promised her that he would not miss class anymore, but now he had dragged so many students with him. How could she bear it? She hated to dismember Zhou Ming into eight pieces.

However, Zhou Ming did not know that his beautiful class teacher was planning to dismember him, otherwise he would definitely not dare to go back to Harvard.

In the evening, Zhou Ming and all the other finance class students returned to the dormitory. They were all waiting in the lobby on the first floor. After a while, Ye Ning, Chen Shu, and Li Yang came out of the room, instantly attracting the attention of everyone.

Facing everyone's gaze, Ye Ning, Chen Shu, and Li Yang looked at each other, not knowing what to say. Zhou Ming saw this and said to them, 'We are all classmates and comrades-in-arms who have fought together in the United States. So in front of your comrades, just say whatever you want. No matter what happens, we need everyone to fight together.'

The three of them nodded, considered for a moment, and finally Chen Shu stood up and said, 'Teacher and classmates, today we sold a total of 46 insurance policies and received a total of 180,000 US dollars.'

As Chen Shu spoke, there was an uproar in the hall. Everyone stared in disbelief. 'How is this possible? Our advertisement was clearly broadcast on Brighton TV, and we also held a grand promotional event in Copeley Square today. All of us went out to promote it as well, even giving up today's class. The result is only this much. How is this possible?'

It is no wonder that the students were so surprised. Perhaps 180,000 US dollars is already a huge sum for many people, and they can live comfortably wherever they go. However, the students in the finance class did not think so, because they had all worked so hard for today. As economics majors, they also understood that insurance and wealth management products are very marketable. They thought that there should at least be millions of dollars on the first day, but now there was only a paltry 180,000 US dollars, which was simply unacceptable.

In the face of his classmates' surprise, Zhou Ming stood up and said, 'Classmates, I think we should all be proud of today's results!'

This sentence surprised his classmates even more, because everyone knew that Zhou Ming would definitely stand up and speak, but they never expected that the first thing he said was this. They didn't understand, with such a small achievement, why should they feel proud and proud? And what makes them qualified to be proud and proud? Or to be honest, is this remark simply ironic?

No one understood, but Zhou Ming's next words revealed the answer. Zhou Ming said, 'I didn't mean anything by it. It's just because we are Wharton Company. Everyone, please think carefully, what is Wharton Company?'

In response to this rhetorical question, the smart people immediately understood: What is Wharton? It is a newly established company with no influence or reputation. Even if it has the ability to advertise on television, it will not have much credibility, especially in the more credible business of insurance. It is normal for the first product to be launched to be met with indifference.

When they thought about this, many people were relieved, and they asked Zhou Ming in return, 'Teacher, what should we do next?'

Hearing this question, Zhou Ming understood that they had all figured it out and picked themselves up again. Zhou Ming smiled and continued, 'Next step? Continue to promote. I believe that miracles await us in the future. Setbacks are not terrible, but our self-confidence is!'