The key issue was that he didn't even have a single bronze medal yet!
Moreover, this was without considering the need for a large number of Merit Points when making exchanges.
Clearly, this was not an amount that could be achieved in the short term unless he took out a loan!
"Okay, thank you."
"At your service, my lord," the young female clerk said as she rose and bowed again.
Rein did not exchange anything and quickly stood up and left.
....
A few minutes later, he arrived at the administrative building.
If he could secure a loan for enough medals and Merit Points, Rein naturally opted to first enhance his strength through a loan, as far as the interest was concerned, he could accept it as long as it wasn't too exaggerated.
The empowerment department was located on the first floor of the administrative building, easy to find.
Rein quickly found his destination, the office of the "Empowerment Department," as indicated by the door plate.