Chapter 146: Not a Saint!

Upon hearing Xia Yu's words, Ai Lewen, Jin Jiajun, and the others looked at each other, but they didn't dare to refute.

The boss's intentions were clear—he was confident that the return on investment would be very high, so he wasn't content with just taking a 20% commission.

However, after listening to Xia Yu's explanation, they also understood.

Ai Lewen's question stemmed from underestimating Xia Yu's confidence.

This put a lot of pressure on him. In the projects he managed in his previous company, the highest return rate was only 25%, but this time was different. He was in charge of an entire fund, and profits were calculated based on the principal-first return model. It would be even more challenging to achieve a high overall return for the fund, and he didn't have that confidence.

Similarly, although Jin Jiajun considered himself capable, he wasn't confident that he could ensure the fund's return rate would be above 20%.

As the boss had mentioned before, in the entire Hong Kong financial market, 90% of the funds had a return rate of less than 15%, and very few could exceed 20%. How could they even talk about 30%, 40%, or even a 50% to 70% return rate?

However, what Ai Lewen and Jin Jiajun were worried about was not an issue for Xia Yu. Not to mention his abilities, which were top-notch even on Wall Street, in the small pond of Hong Kong, he was like a shark, unafraid of others. Moreover, he was no longer short of funds, so there was nothing to worry about.

Additionally, with the memory of future events, Xia Yu knew that the Hong Kong stock market would continue to rise over the next few years. The Hang Seng Index would increase from over 400 points in 1978 to more than 1,800 points in 1983, more than quadrupling.

Xia Yu could easily identify which companies in Hong Kong had great potential and which ones would become blue-chip stocks. Investing based on this knowledge would guarantee a 100% success rate for all projects, making it difficult for even a single project to fail!

Therefore, achieving a high return on investment for the fund wouldn't be difficult, and Xia Yu was very confident!

Given that he could leverage his rebirth and the invaluable wealth of knowledge from his memories, if he still took only a 20% commission like other funds, he would be an idiot. He wasn't a saint—how could he give away more profits to others when he knew he could make big money?

Xia Yu factored in his "golden finger," which reduced risks and increased returns. Outsiders might not know about it, but he couldn't ignore it himself.

Did they really think he was a saint, willing to generously help others make money? Even if he were to help others make money, they would have to pay him a hefty price.

In any case, it was absolutely a seller's market right now. As long as the tiered profit-sharing structure was clearly explained, there would be plenty of investors. To those with keen eyes, this tiered structure would actually be seen as a sign of Xia Yu's confidence. If someone wasn't confident, they wouldn't dare to impose such harsh terms.

So, from Xia Yu's perspective, there would be no problem with fundraising, and Ai Lewen's worries were completely unnecessary. He just hadn't fully grasped Xia Yu's capabilities, which was why he raised such concerns.

"Alright, there's no need to worry about this. I will guide you through the investments." Noticing that his previous words had sounded a bit cold, which had affected the atmosphere, Xia Yu smiled and said.

Hearing the boss's words, Ai Lewen and Jin Jiajun secretly breathed a sigh of relief, and a hint of joy appeared on their faces.

Since the boss would personally participate, and with the guidance of a stock god, they naturally wouldn't feel as much pressure.

They had joined Jiuding Securities Company because of Xia Yu. Otherwise, they would have stayed in their original companies—why would they switch jobs? Wasn't it because they saw a brighter future following the stock god and wanted to learn more?

"Alright, Ai Lewen, do you have any other questions?" Xia Yu asked Ai Lewen.

"No more!" Ai Lewen quickly shook his head.

"And you?" Xia Yu looked at Jin Jiajun and asked again.

"No more!" Jin Jiajun also quickly shook his head.

Xia Yu glanced at Wang Qi. Seeing that Wang Qi also shook his head, he nodded and said again, "In that case, prepare yourselves. Also, combine the fund's return terms with other basic information and make the basic situation of the two funds public so that interested investors can understand."

"Understood!" Ai Lewen and the others quickly responded.

"Oh, by the way, Ai Lewen, the Hui Zhong No. 1 Fund you manage has a low threshold of HK$50,000 per share and many shares, so fundraising might be a bit troublesome during the banquet. And since it's mainly aimed at smaller investors, you can start raising funds now, but be sure to save half of the shares for the banquet day." Xia Yu instructed Ai Lewen.

"Okay!" Ai Lewen quickly nodded. After all, splitting one billion Hong Kong dollars into 2,000 shares would take a long time just to register. If they started fundraising at the same time as Jin Jiajun, it would take even longer to complete. Fortunately, the boss had considered this and allowed him to start fundraising first.

"Jin Jiajun, the Hui Jin No. 1 Fund you manage will raise funds at the banquet, so your burden will be heavier on that day compared to Ai Lewen. Be prepared!" Xia Yu reminded Jin Jiajun again.

Seeing that there was nothing more, Xia Yu let Wang Qi and the others leave. After staying in the company for a while, he packed up, took some money, and went out to handle some matters, which took him more than two hours.

After finishing his errands, Xia Yu took Yan Shining to the Spring and Autumn Clinic to visit Xia Lei. Today was the day Xia Lei would leave after recovering, so he naturally had to go.

The car drove quickly on the road, and after more than ten minutes, it finally stopped at the entrance of the Spring and Autumn Clinic. Xia Yu and Yan Shining got out of the car and walked toward the clinic.

As soon as he entered, Xia Yu saw Li Chunqiu, who was treating a patient. He smiled and said to Li Chunqiu, "Master Li, I'm here again."

"Mr. Xia, go ahead. Xia Lei is waiting for you inside!" Li Chunqiu smiled and said, then returned his attention to the patient.

Xia Yu was already familiar with Li Chunqiu, so without any formality, he directly took Yan Shining inside, where he quickly saw Xia Lei sitting on the bed watching TV.

"Ah Yu, you're here!" Xia Lei immediately called out joyfully when he saw Xia Yu, then got out of bed and walked toward Xia Yu.

After hugging Xia Lei, Xia Yu was very happy and looked him up and down before saying, "Ah Lei (no longer calling him Lei Zi, as it was always ridiculed, now changing it), you look great! Have you recovered?"

"Hehe, look at this!" Xia Lei said as he lifted his shirt, revealing where his wound had been.

Xia Yu immediately lowered his head to examine it closely, noticing that only a faint red scar remained, with no scab left. Xia Yu was a bit surprised by how well it had healed, but he still wasn't completely reassured. He gently pressed the area with his fingers and asked Xia Lei, "Does it still hurt?"

"It doesn't hurt anymore. I'm fully recovered. Doctor Li's medical skills are amazing—the wound healed quickly, and I don't know what he applied, but the scab fell off quickly, and the flesh grew back fast." Xia Lei laughed heartily. To prove he was fine, he twisted his waist, making Xia Yu worry for a moment. But seeing that Xia Lei felt no discomfort, he relaxed and his smile grew even wider.

"By the way, Ah Yu, congratulations! I saw it in the newspaper and on TV—your Jiuding Securities Company made over a billion Hong Kong dollars in one go. That's incredible! And your Jiuding Newspaper Company is also doing great, dominating Hong Kong and Southeast Asia. People are calling you the Newspaper Tycoon and the Stock God of Hong Kong. You're amazing!"

"I didn't expect you to become a tycoon so quickly. Haha, I always knew you would become a tycoon, but I didn't think it would happen this fast!"

Xia Lei beamed with pride, his face and eyes full of joy for Xia Yu's impressive achievements.

"What tycoon? I'm still your brother," Xia Yu joked with a smile.

"Hehe, yes, you're my brother!" Xia Lei grinned and scratched his head with a laugh.

At this moment, Li Chunqiu had finished treating the patient and entered the room.

"Master Li, you're done. I'd like to ask how Ah Lei is doing now?" Xia Yu smiled and quickly asked.

"He's fully recovered and can leave now, but he should avoid strenuous exercise for a while," Li Chunqiu said with a faint smile.

Hearing this, Xia Yu finally felt completely at ease. It seemed Xia Lei was truly fine.

"That's great! I was so bored being cooped up in this room all the time. Finally, I can go out, haha," Xia Lei said happily. It was clear that being stuck here

 for so long had been hard on him.

However, Xia Yu noticed that Xia Lei seemed a bit pale, which didn't match his earlier spirited behavior.

Master Li was here, so Xia Yu asked directly, "Master Li, I noticed that Ah Lei's face seems a bit pale. Is there something else wrong?"

Upon hearing this, Xia Lei touched his face, trying to feel if something was off.

Master Li looked at Xia Lei's face for a moment, his brows slightly furrowed as he said, "His blood is a bit deficient, but that's a minor issue, not related to his wound. He can just take some supplements when he gets back."

"Ah Lei, what happened? Why is your blood deficient?" Xia Yu asked.

"Ah Yu, I've always had a bit of anemia since I was a kid. It's not a big deal. It's never really affected me, and I've never been afraid of running and fighting. I'll be fine after taking some supplements," Xia Lei said casually, clearly not concerned about his condition.

Seeing Xia Lei's nonchalant attitude, Xia Yu decided not to press further, considering that Master Li had just said it wasn't a big deal.

Master Li then gave Xia Lei some more supplements, and after expressing his thanks, Xia Yu finally took Xia Lei away.