Then make money

"Okay, sir. Since your monthly bank card transactions amount to 10,000 yuan, your loan limit is only 2 million yuan." The bank clerk continued to smile.

Hearing this, Ruby.Lee sneered inwardly but pretended to look disappointed on the surface.

2 million? It seems that it's not even enough for hoarding supplies.

"Well, however, according to our latest policy, we can help you apply for an additional loan limit of 500,000 yuan." Seeing Ruby.Lee's dejected look, the clerk was worried that he might give up on the mortgage and quickly added.

For her, this was a considerable commission.

Having finally come across a "sucker", how could she let him go easily?

"Great! 2.5 million is fine then. Although the number isn't auspicious, I have no choice since I'm in urgent need of money. I'll receive the money within the next day or two, right?" Ruby.Lee said, feigning delight.

"Yes, sir. Our bank is known for its high efficiency. Barring any unforeseen circumstances, you should receive the loan tomorrow morning." The clerk smiled.

Ruby.Lee chuckled to himself inwardly while nodding vigorously on the surface to show his satisfaction.

"Okay, okay, okay. Your bank is so efficient. I'll come here again next time..."

After getting the house deed and loan documents, Ruby.Lee waved to the clerk, flashed a playful smile, and left in a good mood.

After all, for a real estate mortgage, the possession doesn't transfer, and the house deed was returned to Ruby.Lee's hands.

2.5 million isn't a small amount either. Anyway, in less than a month, this house will be worthless.

Money will become worthless too.

It's still the best to hoard more supplies.

Walking out of the bank, Ruby.Lee felt refreshed. After thinking for a moment, he murmured,

"Well, while there's still time, find another sucker."

Ruby.Lee took out his phone and scrolled through until he found the phone number of a loan shark company.

He had taken a photo of it in the airport restroom.

It was really like someone offering a pillow just when you're about to doze off.

It's you, Litianxia Small Loan Co., Ltd.

Two and a half hours later, Ruby.Lee finally found this loan company in a small alley in Jixiang Village.

The dilapidated signboard above the entrance had the company's rusty name written on it, with even a few characters missing in the middle. It was midsummer, and there were several large trash cans placed at the entrance, swarming with flies.

Ruby.Lee shuddered in disgust.

Good grief, what kind of place is this? Is this still a civilized society?

Fortunately, the navigation map had guided him all the way here; otherwise, Ruby.Lee really wouldn't have been able to find it.

This company looks so unreliable. Can they really lend out money?

With doubts in his mind, Ruby.Lee walked into the corridor.

The floor guide was written on the wall.

"First floor, bath and massage..."

"Second floor, red-light district..."

"Third floor, loan company..."

"Hey, this is really straightforward!"

Ruby.Lee read the guide aloud. Actually, he was quite curious to go and have a look on the first and second floors...

But today, the important matter comes first. Next time for sure!

After all, once the apocalyptic world comes, he'll just hole up in the safe house and live the rest of his life without worrying about food and drink...

Alas, staying alone in an empty house, it's inevitable to feel lonely...

No, he has to keep up with studying adult materials... Otherwise, he'll really die of boredom.

With doubts lingering, Ruby.Lee walked up to the third floor.

"Hey, buddy, you're here to borrow money, right?"

"Come on, come with me. You'll be satisfied!"

A scrawny guy who looked like a skinny monkey, a yellow-haired young man with a small "third eye" tattooed in the middle of his forehead, was playing on his phone and smoking. Seeing someone coming, he immediately put on a big smile and hurried to greet Ruby.Lee.

In this place, ordinary people usually only go to the first and second floors. Only those who want to borrow money come to the third floor.

First, bring this guy inside. If he can borrow a hundred thousand or eighty thousand yuan, the boss might reward me with a few thousand yuan to spend.

Then, I can also go and have some fun on the first and second floors.

Hehe...

"Alas, yes. I was doing business in the south and lost everything. I'm being hounded by debt collectors and have no choice but to come back to my hometown to borrow some money to tide me over."

"But it's so hard to borrow money these days. After my family and friends knew I went bankrupt, they all avoided me. Bank loans are too slow. I can't wait, so I can only come here to try my luck."

Ruby.Lee pretended to look distraught and said eagerly.

The yellow-haired guy's eyes lit up. It seemed that a big fish had come today...

"It's okay, buddy. We can lend you as much as you want. Don't look at our shabby signboard. But those loan companies in office buildings don't have as much clout as we do."

"Please come inside!"

The yellow-haired guy made a gesture of invitation and quickly led Ruby.Lee inside, then closed the door tightly, afraid that Ruby.Lee might regret it and run away.

The yellow-haired guy led Ruby.Lee to an office where a bald, burly man with a fierce-looking face was sitting.

He looked menacing and not to be trifled with.

"Brother, how much do you want to borrow?"

"I don't have a billion or eight hundred million, but I do have a few million!"

"Everyone has difficulties when they're out in the world. I won't ask you why you're borrowing money. I just want to solve your problem!"

The bald man raised his right hand full of gold rings and thumped his chest loudly as he said.

Ruby.Lee was pleasantly surprised. He didn't expect this company to be quite capable.

"Big brother, I want to borrow 4 million yuan. The debt collectors said they'll chop off my hand if I don't pay back this week."

"I have no choice. Here's my house deed. Please have a look. Please, big brother, you must help me..."

Ruby.Lee put on a woeful face and grabbed the big brother's hand as he said.

It has to be said that Ruby.Lee's acting skills were quite good. The big brother saw that it was another person being hounded by debt collectors.

Such a big spender, it would be a waste not to take advantage of him. He's not afraid that he won't pay back the money. He's only afraid that he won't borrow the money. When the time comes, they'll naturally have ways to make Ruby.Lee pay back obediently.

"No problem. Everyone has difficulties. But you can only borrow 3 million yuan from me. Also, according to the rules of the underworld, it's 'nine out of ten and thirteen back', you know that."

"So, I can only lend you 2.7 million yuan, and you'll have to pay me back 3.9 million yuan."

"Also, you have to leave your house deed here. It's different from the bank. The bank may not even lend you the money, but here, I'll definitely lend it to you."

"If you can accept this, the money will be transferred to your card tonight."

The big brother was twirling two walnuts in his left hand as he stared at Ruby.Lee.

"Ah... This..."

"FK, I'll borrow it!"

"I know the rules!"

"Thank you so much, big brother. You're such a good person!"

Ruby.Lee gritted his teeth as if he had made up his mind and slapped the table as he said.

Just a house deed, a few pieces of paper. It's really a good deal to exchange them for 2.7 million yuan. This big brother is really a good person.

"Good! You're a straightforward guy!"

"Yellow Hair, bring the contract."

The big brother beamed as he guided Ruby.Lee to sign two loan contracts. After signing, each of them got one copy.

"Okay! Brother, just go back and wait for the money to arrive in your account!"

"I'll handle this as a special case for you and expedite it. I'm kind-hearted. I can't bear to see others in a hurry..."

The big brother looked at the loan contract in his hand and smiled.

Once this deal is done, with the money coming in and going out, making a million or eight hundred thousand yuan won't be a problem.