101.The cruel cultivation world!

During the conversation, the two of them had already landed in front of the main hall. Seeing that there were cultivators in armor standing guard outside the main hall, Xu Shan whispered, "Who are these people..." "These are the soldiers of the Yangding Dynasty. Their strength is around the Foundation Establishment stage." "Can those at the Foundation Establishment stage guard such an important great formation?" Xu Shan asked in surprise. "Heh, if they can't beat the enemy, they can just call for help, can't they? Let's go in." Huang Zhiwen took the lead and entered the main hall. The soldiers on both sides were probably already familiar with him and didn't pay much attention.

The main hall was empty, with only a striking formation center that almost occupied most of the area. The formation was extremely complicated, and Xu Shan felt a bit dizzy looking at it. There were four cultivators in the four directions who seemed to be the ones specifically controlling the formation.

Huang Zhiwen led Xu Shan into the hall and said to one of the cultivators, "Lu Wang City. Put the spirit stones on my Huang family's account." Xu Shan gave him a sidelong glance. Huang Zhiwen had been working in sales with him for the past few years, and it seemed that his thinking had become much more flexible. Even though he had severed ties with his family, he still took advantage of his family's resources whenever he could. It seemed that he could feel at ease with the subsequent sales plan of Baodan Sect.

Standing in the great formation and waiting for a while, five more people entered the formation one after another. Xu Shan observed carefully and couldn't help but secretly be amazed. Basically, each person had to pay a hundred middle-grade spirit stones to enter the teleportation formation. The cost was incredibly high. An ordinary cultivator definitely couldn't afford it.

The four cultivators maintaining the formation saw that everyone had arrived and began to form hand seals at the same time. The originally ordinary formation patterns began to be gradually filled with a faint light. When the patterns were filled with spiritual energy, a mass of spiritual light enveloped the center of the formation!

The view in front of Xu Shan's eyes began to distort like ripples on water, and an unusual feeling came over him. It was as if he was entering the trial secret realm for the first time. In just a flash, the scene in front of him had changed completely.

"We're here." Huang Zhiwen lifted his foot and walked, saying, "It's rare to be able to come to Lu Wang City. I'll show you around. The teleportation formation to the Southern Border is right beside here. You can just come back the same way when the time comes."

"Okay." Xu Shan replied and quickly caught up with Huang Zhiwen's footsteps.

After walking out of the main hall, the scenery suddenly opened up. There were more than a dozen steps under their feet, and in front of the steps was actually a street about a hundred meters wide. There were countless pedestrians on the street, and it was bustling with activity. Except for its size, it looked no different from a mortal world.

Xu Shan was stunned and looked at Huang Zhiwen, asking, "Here... it doesn't seem much different from a mortal town. The spiritual energy isn't very abundant either. It seems to be about the same as the Shuijing Domain. Is this really the imperial city of a cultivation dynasty?"

Huang Zhiwen walked and smiled, saying, "Are you disappointed? In fact, it's not as simple as it seems on the surface."

"The Yangding Dynasty has only a thousand years of history. It's a country completely composed of cultivators, which can be said to be a great wonder in the cultivation world of the Northern Region. There are nearly a hundred thousand cultivators in this city. Look at those people on the street. The lowest among them is at the Qi Refining stage. The Foundation Establishment stage cultivators are no different from mortals here."

"Flying and dueling are prohibited in Lu Wang City, so they just seem like mortals. As for the spiritual energy... indeed, the spiritual energy in the open areas outside isn't very dense. Is it that in your imagination, Lu Wang City should be suspended in the air like the Zixiao Sword Sect, which would be really magnificent?"

Xu Shan looked around and said, "Yes, this place feels ordinary. It's much worse than the Zixiao Sword Sect."

Huang Zhiwen smiled and said, "Not many of the top sect forces are willing to suspend their sects in the air."

"Why?"

Huang Zhiwen pointed at the ground and said, "There is a huge spirit stone ore vein underground. Each top force will build their sect on the spirit vein and then use formations to draw out the spiritual energy of the earth vein. Only in this way can the best cultivation effect be achieved."

"The spiritual energy outside Lu Wang City is average, but there are formations under each building here. They absorb the spiritual energy of the earth vein. As long as you enter a building, you'll find the difference."

Xu Shan suddenly understood and couldn't help but feel a sense of shock in his heart. The cultivation world was indeed not simple. His own knowledge and vision were still too shallow.

"Then where do the cultivators who want to cultivate in Lu Wang City practice?"

"Join the army, the court, or the forces within the city... or they are people from other sects and families who come here to buy a house and cultivate." Huang Zhiwen introduced unhurriedly, "However, the houses here are not cheap. An ordinary cultivator may not be able to afford one even after working hard for hundreds of years, and even if they can afford it, they may not be eligible to buy it."

"Damn it!" Xu Shan was stunned. So, even in the cultivation world, buying a house was still a problem?

"What's wrong?" Huang Zhiwen stopped and turned around to ask.

"Uh... Can't cultivators share a house in Lu Wang City? What are the conditions for buying a house?" Xu Shan stammered.

"It seems they can. Some poor wandering cultivators pool their resources together and rent a small house to cultivate in. Buying a house is more difficult. You need a certificate issued by the court. You have to have an identity... But it's not easy to get an identity. The best way is probably to join the army."

"How much is the cheapest house? I want to buy one if I have the chance in the future." Xu Shan felt more and more nervous as he listened.

"The cheapest one... I don't know. I used to have a big house here. I just needed to tell my family, and someone would prepare it for me." Huang Zhiwen stroked his chin and said, "But it has already been taken back."

"If we don't consider the identity, there is actually a shortcut to buying a house. There are banks in the city where you can borrow spirit stones to buy a house."

"Damn! You can even take out a loan to buy a house?"

"Loan? That's an interesting way of saying it. But you can indeed borrow spirit stones to buy a house."

Xu Shan took a deep breath in surprise and said, "Isn't life and death a common thing in the cultivation world? If the bank lends out money and a cultivator dies outside, won't they lose money?"

Huang Zhiwen gave him a blank look and said, "Your brain is sometimes smart and sometimes not. It's not that easy to get a loan. You need the guarantee of a sect force. Only those cultivators who have a future and have made contributions have such an opportunity. The bank isn't just open for nothing."

"However, I heard that borrowing spirit stones to buy a house isn't a good thing either. The interest rate is not low. Usually, it takes at least two or three hundred years to pay off the debt. Why do you think these people want to borrow money to buy a house? Can't they just go to a worse place? I don't understand."

Of course you don't understand. You're a super rich second-generation! Xu Shan cursed in his heart. The cultivation world is far more dangerous than Earth! Paying off a mortgage for a house can take hundreds of years... The idea of "descendants' loan" is definitely not a joke here! The "loan for eighteen generations of ancestors" is also quite possible.

Xu Shan looked up at the sky and suddenly felt that there was no point in living. It seemed that he would never be able to afford a house in his lifetime. No matter where he was, he would just be suffering, just in a different form...

Huang Zhiwen saw him in a daze and said generously, "Come on, it's just a house. When Baodan Sect becomes successful, I'll give you a top-grade spirit-gathering mansion!"

"Really?" Xu Shan drooled a little.

"Tsk, you're so spineless. You should have gone out and broadened your horizons earlier."

Xu Shan smiled. You rich second-generation, you don't understand the feelings of a poor guy!...