chapter 186 mack brilliance

Mack sat up from the floor, rubbing his sore jaw. "Alright, alright, I get it. No touching. But you know what? Since we're on the topic of scams, I've got a pitch for you."

Brainless Girl raised an eyebrow. "Oh? This should be good."

Mist crossed her arms, already skeptical. "Mack, if this is another one of your half-baked ideas—"

Mack held up a hand. "No, no, hear me out. You guys have been running the Fake Bank Scam all wrong."

Brainless Girl gasped in mock offense. "Excuse me?"

Mack leaned forward, suddenly looking like the most serious person in the room. "You've been thinking too small. Right now, your scam is just a warehouse full of stolen goods. But what if we turned it into a real fake banking system?"

Mist narrowed her eyes. "Explain."

Mack grinned. "Simple. Right now, players give you their loot, and you decide whether to return it or vanish. That's fine for short-term gains, but what if we made it sustainable? We establish trust."

Brainless Girl smirked. "You're suggesting we give them their stuff back? That's anti-scamming."

Mack shook his head. "No, no, no. We return some of their stuff. Maybe even with 'interest.' A small bonus item every now and then. Make them believe it's a legitimate system. That way, they keep coming back, depositing more, recruiting others. We let the illusion build for weeks, maybe months—"

Brainless Girl's eyes widened in realization. "Until we pull a massive rug pull."

Mack snapped his fingers. "Exactly! One day, when the vaults are overflowing with the best loot, we disappear completely. Poof. The 'bank' shuts down overnight. The players rage, but by the time they realize what happened, we're long gone with everything."

Mist exhaled, shaking her head. "That's… disturbingly genius."

Brainless Girl wiped a fake tear. "Mack, I take back 2% of the insults I've ever thrown at you."

Mack placed a hand over his heart. "I am honored."

Mist sighed. "This is going to create so much chaos."

Brainless Girl grinned. "Exactly. So… how soon can we get started?"

The Ultimate Fake Bank Scam – VIP Edition (Silver Economy)

Mack stood up, eyes gleaming with excitement. He spread his arms wide like a preacher unveiling the gospel of financial ruin. "Listen up, because this isn't just a scam anymore. This—" he jabbed a finger at the table, "—is an empire in the making!"

Brainless Girl leaned forward, smirking. "You have my attention."

Mist sighed, but even she was curious. "Let's hear it, then. What's your brilliant idea?"

Mack grinned. "Simple. The Fake Bank is just the start. We expand it. We introduce an elite VIP banking system. We make players want to give us their silver. Not just willingly—eagerly."

Brainless Girl whistled. "Go on."

Mack smirked. "First, we split the 'banking' system into three tiers—because rich idiots love exclusivity."

---

Tier 1: Basic Banking (The Free Trial Scam)

Anyone can deposit their silver and items. No fees.

They can withdraw anytime—at first.

But, conveniently, after a while, processing delays start happening.

"Oh no, sir, there's a minor error in your account. Please try again tomorrow!"

This builds frustration.

Then, we offer a solution—

Tier 2: Silver Membership (The Upsell Scam)

For a small fee (say, 10 silver per week), players get priority withdrawals.

They also get a 1% 'interest' boost. (Completely fake, but they don't know that.)

If a normal player waits three days for withdrawals, a Silver Member waits one day.

At this stage, players think, "Well, it's just 10 silver. Totally worth it!"

But here's where it gets evil—

Tier 3: Platinum Membership (The High-Roller Trap)

50 silver per week for instant withdrawals and 5% fake interest on deposits.

Platinum Members also get an "exclusive" banking officer (just an NPC who says nice things to them).

We even send personalized messages like: "Sir, your account is doing exceptionally well! Would you like to invest more?"

If they deposit over 1,000 silver, we fake increase their interest rate to 10%—but only on paper.

This makes them double down on deposits.

Then we hit them with the "Security Insurance Scam."

---

The Security Insurance Scam

Brainless Girl perked up. "Security insurance? That sounds fancy. How do we make them pay for nothing?"

Mack grinned. "Easy. We 'warn' players about potential bank hacks." He put on his best 'worried' voice. "Sir, we recently had a hacking attempt. Don't worry, your funds are safe! But just in case, may we suggest our Security Insurance Plan?"

Brainless Girl cackled. "Oh, that's disgusting. I love it."

Mack nodded. "For just 100 silver upfront, we promise that even if the bank 'collapses,' they'll get their money back."

Mist gave him a deadpan stare. "But the bank will collapse."

Mack smirked. "Exactly. We take their insurance fee and run."

Brainless Girl slammed her hands on the table. "Oh, Mack, you devious bastard. I take back 10% of my insults!"

Mack placed a hand over his heart. "That means a lot."

Mist exhaled. "This is going to cause so much chaos."

Brainless Girl twirled her fingers. "So... when do we start?"

Mack grinned. "Oh, we're not done yet. I have one more innovation."

---

The "Ultimate VIP" Scam

Brainless Girl gasped. "There's more?"

Mack nodded, eyes gleaming. "For the absolute whales, the ones with too much money and not enough brain cells, we introduce the Black Card Membership."

Tier 4: Black Card Membership (The Ultra-VIP Endgame Scam)

Entry Fee: 500 Silver upfront.

Exclusive Banking Access: Their own 'VIP banker' (just another lying NPC).

Guaranteed Double Investment: We pretend to double their silver every two weeks.

Access to "Secret Investment Options": A fake stock market where they think they're making insane profits.

Special Withdrawals: No cooldowns! (But, of course, we never actually let them withdraw.)

Brainless Girl let out an exaggerated gasp. "Mack. This is beautiful."

Mack crossed his arms proudly. "And the best part? We make weekly announcements hyping up our 'VIP investors.' Fake testimonials. Fake success stories. Players will think they missed out, and they'll rush to invest more."

Mist sighed. "And then?"

Mack spread his arms wide. "And then, when the vaults are overflowing with millions in silver and good gear—we vanish. The entire operation shuts down overnight. No warnings. No explanations. Just... gone."

Brainless Girl threw her head back, cackling. "This is evil genius! I take back 20% of my insults!"

Mack smirked. "I'll take it."

Mist leaned back, rubbing her temples. "This is going to spark so many wars."

Brainless Girl grinned. "Oh, Mist. That's the best part."