Discussion With Patty

James was slightly surprised by what Patty said.

"A hostile takeover? But who would want to takeover a bank? And a community bank at that. Why going to such length? Also, why not just buy the community bank directly? I'm very sure that it would actually be much more easier for them to do that, right?" James thought out loud.

Patty smiled at James words and looked at him, admiring his naivety at how the corporate world works.

"James, things in the corporate world aren't as straightforward as you put them to be. You asked why someone want to buy a community bank. Why do you want to buy it? Why did the thought cross your mind?" She asked him, with a knowing smile on her face.

"Well, because—."

James wasn't allowed to finish before he was interrupted by Patty.