From Negative Karma to Qi-Credit King

CULTIVATION MEETS CYBERPUNK AND FINANCIAL TRADES

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Neo-Tian runs on Qi-Credits and Karmic Scores. Fall behind? Your soul gets repossessed.



Li Fang is deep in the red, days measured in hours from deletion, dantian locked. His only hope is a rogue [Quantum Fortune System] demanding he build an interdimensional finance empire from nothing.



Partnered with a disgraced banker hunted by the city's most powerful sect, Li Fang starts a shadow operation. Lending pure Qi, shorting corrupt corporations using forbidden algorithms, and skimming value from the Bank of Reincarnation itself.



Can he manipulate the system, dodge loan sharks, appease the auditor, and achieve financial godhood before his secrets bury him? Forget cultivating Qi, Li Fang has to cultivate his capital first!