CHAPTER 2#

One day a man named Jack came to Robin's house and sat in the shop. He is a local money lender, who lives a little far away from his house.

He is almost of same age as of Robin and knows him very well. He sat comfortably and asked Robin to prepare a cup of coffee for him. He asked. " How are you doing these days Robin ? "

Robin - " I am ok Jack, as you see, I remain busy with my shop, I generally do not go out any where except market to purchase the stock whenever I can arrange some money, other wise I remain at home."

Jack looked around and said." Hmm... The Shelves are empty you must be loosing many customers, Don't you Robin? Customers invariably avoid the shops which are not well stocked."

Robin sighed - " Yes, you are absolutely right, I cannot maintain good stock, therefore, I loose many customers every day, and that pains me much, but what I can do... I need lots of investments to develop my shop."

Jack was listening to Robin. He was offered coffee and he started sipping and nodding his head.

Jack said." Listen Robin, I have a simple idea for you, keep good stock, fill up the empty shelves, customers will not return, your profit will increase. You must start earning now for your old age, moreover, your brother is old and handicapped. If you don't save some amount from now on you will face lots of problems in future."

Robin - " I understand Jack but how and from where can I get the money to expand my business ? ".

Jack smiled - " As your friend, you can take some money from me on. I charge very little interest and you can pay in 1,2 or even 3 years as per your convenience. I'm not forcing you to pay it immediately, my interest is very low, you will be able to the interest on your extra profit, why do you understand this.

No doubt I will get some interest frankly, but you can expand your business and subsequently increase your profit, you think well, discuss with your wife, if you want my help, I am always ready."

Robin thought for a while and said, " Ok, let me talk to my wife, I will definitely let you know ."

Robin discussed the proposal with his wife threadbare. They felt it was a good suggestion .It is time that they have to take steps to do something to expand the business because they solely depend upon this shop and they have no other source of income. It is nothing wrong if they take some amount from him and pay leisurely.

So, they decided to take loan of $10,000/ and pay it in 24 months.

Next morning Robin went to Jack's house when he was taking lunch. He told him that he accepted his offer and the amount he wanted and the terms of payment. He said ." You have come now, so have food and go, are you in a hurry?"

He said, " No hurry, no food please, I will take the money and go."

As he was taking lunch, he asked his wife to pay him $10,000 and to take his signature on a blank paper.

He said, " You go, I will prepare the necessary document after taking my food, don't worry about anything, trust me and now expand the business, I want to see that your turn over has increased substantially."

" Thank you very much for your help and your sincere wish." said Robin and returned home.