It must seem to the casual reader that I spend over half my time either incapacitated or healing. I assure you, the actual ratio is much, much less. Although, it does seem that I never truly have enough armor for the threats around me.
"I'm sorry." I said, "I should have well over eight times enough."
"In investments, yes." the loankeeper said. His name was Homron, and he had come to explain to me why I couldn't afford a new suit of platemail. "But investments are not coins. It will take time before such large purchases can be countenanced. In any event..."
"Is this about the caste thing again?" I asked.
"It is tradition that only warriors need armor fit for making war in." he said. "And, uhm..."
I sighed. "Tell me."
"It is... normal for children to have their purchases limited, especially in cases such as this."
"Homron, I thank you for your honesty."
"Of course."