Before Yin Changgui went to work, his wife had told him about Yin Shulan's situation, and the two reached a consensus:
In the future, Yin Shulan would have to spend a lot of effort just to repay her debts. The old house in the village wasn't worth much, and she couldn't provide any more benefits. If they got too close, they would be taken advantage of, so it was better to sever ties early.
Thus, during their last meeting before the Qingming Festival, Yin Changgui was resolute, not giving even a cent and not putting on a show.
All of this was based on his belief that Yin Shulan had no more savings. When he saw Yin Shuyu buying a house, he regretted it for a moment, thinking that his mother still had money.
But shortly after, he overturned this idea.
As her son, he knew what the family was like, and there must be no hidden money. So, where did the money for buying the house come from?
An inspiration flashed through his mind.
External debts of 100,000 yuan, plus the 60,000 yuan contributed by the three brothers, plus the old lady's own assets, should add up to about 200,000 yuan.
So, was Yin Wan's illness actually fake, with the goal to extort money from others?
Other than this, Yin Changgui could not think of another reason to explain why Yin Shulan had money to buy a house.
This was fraud, and in it, was his own 5,000 yuan!
Angrily, he confronted Xia Yu: "Mom, where did you get the money to buy the house?"
"I earned it." Xia Yu glanced at him, having no good feelings for this stingy man.
In his mind, Yin Shulan also said, "He gave 5,000 for Wan'er's illness, so pay him back."
"Don't lie to me, how could you earn so much money!" Yin Changgui blocked Xia Yu's way, looking like he wouldn't let Xia Yu leave without a clear explanation.
Fortunately, the two agents had already left, and there were no other people around.
Taking out her wallet, Xia Yu took out 6,000 yuan and stuffed it into Yin Changgui's arms: "Here's your 5,000, plus 1,000 for interest. Go home and eat your food!"
Not paying attention to Xia Yu's last sentence, holding the money, Yin Changgui became even more convinced of his previous speculation. He thought Xia Yu wanted to use money to shut him up, that's why she was so straightforward.
A thousand in interest, a full 20% – where could such high interest come from, loan sharks?
Taking the money, Yin Changgui approached Xia Yu and said, "Mom, you should've told me your plan earlier. Why did you even buy a house in town? Just take the money and run!"
Xia Yu frowned at him, not understanding what he was thinking.
"With your backward thinking, you need to make a change. Why buy a house here? Relatives will definitely hear about it and come looking for you!" While scaring Xia Yu, Yin Changgui said, "Let's do this, quickly transfer the house to my name, I'll give you 50,000 yuan, and you can run away."
Although she didn't fully understand what Yin Changgui was thinking, Xia Yu knew he was trying to swindle her.
She stepped forward and slapped him.
"What are you doing!" Not expecting to be hit, Yin Changgui looked at Xia Yu in astonishment, "I'm considering your best interests, why are you hitting me!"
"Why shouldn't I hit you? It's only natural for a mother to hit her son!" Xia Yu said with a Bandit's logic.
"If you hit me again, I'll tell my second and third brothers about your money scam!" Yin Changgui thought that his mother was just angry and embarrassed, so she hit him.
The more she hit him, the more likely it seemed.
He didn't know about the other relatives, but his three brothers, especially the youngest one who gave the most money, never thought the money could be returned.
The second brother was the same.
That is to say, at least 50,000 yuan was completely scammed into his mother's pocket.
At this time, Xia Yu already figured out Yin Changgui's strange thought process. He took out his phone and called his second and the third sons to meet them at the bank entrance.
When the two arrived, Xia Yu went into the bank and took out 90,000 yuan.
The second son had given Yin Shulan 20,000 yuan in total, and Xia Yu gave him back 24,000 yuan.
The third son gave Yin Shulan just under 50,000 yuan, and Xia Yu gave him back 60,000 yuan.
The remaining 6,000 yuan he put back into his wallet.
"Mom, what are you doing?" Yin Dingjie was shocked. "Where did you get so much money?"
"Yeah, Mom, what's going on?" The second son was also stunned.
Yin Changgui was even more astonished, as he thought the 6,000 yuan to seal his lips was the last of Yin Shulan's money. He never expected her to come up with so much more.
He began to doubt his own guess.
He asked Xia Yu again: "What about the money from the relatives? How do you plan to pay them back?"
Xia Yu glanced at him: "The money from the relatives was paid back before the Qingming Festival."
Yin Changgui couldn't believe it.
"Big Brother, what's going on?" Yin Dingjie could see his elder brother's involvement in this matter and asked.
"It's nothing, just a small matter." Yin Changgui hesitated for a while and showed a smile, "Our mother has been hiding this from us. She's actually quite wealthy. She even bought a villa today."
"What?" The other two sons looked at Xia Yu, waiting for her explanation.
Xia Yu made up an excuse, "I have some savings, I just forgot about them, but I remembered now."
"Mom, you've really hidden this well from us," Yin Changgui enthusiastically grabbed Xia Yu's hand, as if the previous coercion hadn't happened, "Tell us how much you have left."
"What does it have to do with you how much money I have left? This money is for your second and third brother." Xia Yu didn't give him any face.
"Mom, you can't do this, I'm your eldest son! I should be the one to inherit!" Yin Changgui became anxious.
"Don't worry, there's still something for you." Xia Yu patted Yin Changgui's shoulder.
"What is it?" Yin Changgui became excited.
"The old house with the tile roof in the countryside can be yours. You can use it when you end up on the streets one day." Xia Yu said jokingly.
Yin Changgui's expression immediately froze.
A countryside house with a tile roof wasn't worth much, and what was that about him ending up on the streets?
He still wanted to say something, but he heard his second and third brothers exclaiming:
"Mom! You've given us too much money!"
Hearing that there was extra money, Yin Changgui's attention was immediately drawn to it, and he remembered that he had received an extra 1,000 yuan.
Upon asking, he learned that his second brother had received an extra 4,000 yuan, and his third brother an extra 10,000 yuan, which was 20% more than their initial investment.
Yin Changgui's heart ached. Even though the rate was the same 20%, it was like originally being able to exchange one hundred thousand for one hundred and twenty thousand, but in the end, he could only exchange five coins for six coins. One person earned twenty thousand, while the other made only one coin.
He wasn't someone without a principal of one hundred thousand!
At the same time, he was sure that Yin Shulan must still have quite a bit of money.
His gaze became even more eager.