obtain a loan for funding

Zhang Yi replied, "My name is Zhang Yi. Is there any problem with the matter of booking 500 tables for the banquet?"

The manager was taken aback; it was the first time they encountered such a situation since the hotel opened. But with such a large order, they definitely had to accept it.

"Mr. Zhang, 500 tables for the banquet will cost over a million. If you agree, we will immediately prepare for you, but we will need a 200,000 deposit in advance."

Zhang Yi responded, "No problem. Send me your account information, and I will transfer the money to you."

With money in hand, everything became easier. The manager readily agreed, added Zhang Yi as a friend, and sent him the bank account information.

Without hesitation, Zhang Yi transferred 200,000 over.

On the manager's end, after confirming the deposit had been received by the finance department, they immediately began instructing various departments.

"Hurry, we've got a big order. Tell the procurement department to stock up quickly, and temporarily stop taking other delivery orders in the kitchen!"

"We need to prepare the 500 tables for the banquet within one day!"

...

On the other side, after hanging up the phone, Zhang Yi couldn't help but sigh, "Although money will be useless in a month, I still need it to buy things now."

In his hands, he had the inheritance left by his parents and his own savings, totaling around 2 million.

Now, half of it was gone, and to be honest, it did sting a bit.

But thinking about it again, it was also a good thing.

Many people held onto large amounts of money, only for it to become worthless later on.

Not everyone had the opportunity to spend their money.

"However, there are still many places where I need money in the future. I have to find a way to raise more."

Zhang Yi's eyes immediately turned to his own house.

This house was located in the central area of Tianhai City, with an area of 120 square meters. The community was built ten years ago.

According to the current market, it would cost over 40,000 yuan per square meter.

In other words, this house is currently worth at least over 5 million.

"I've got it! I'll get a mortgage loan, and then I'll have the money!" Zhang Yi smirked, feeling quite pleased that he wouldn't have to repay the money after borrowing it.

He immediately left his home, got into his car, and headed to the bank to apply for a loan.

On the way, he received a message from Fang Yuqing.

"Zhang Yi, it's so boring on the weekend. I really wish there was someone to accompany me out."

Zhang Yi glanced at the message and tossed his phone aside.

He arrived at the bank and started the loan process.

Since Zhang Yi was applying for a large loan, had all the necessary documents, and owned the house outright, the loan was quickly approved. However, the bank only granted him a loan of 4 million.

Zhang Yi didn't bother negotiating; after all, it was free money, and he didn't have the time or interest to haggle with the bank.

After signing the paperwork with satisfaction, the bank transferred the money into his account.

"Now, after deducting the cost of the banquet, I still have around 5 million in my hands."

"It should be enough for house renovations. However, I still need a significant amount of money for purchasing medicines and weapons. This might not be enough."

Zhang Yi rubbed his chin, contemplating how to acquire more money.

Just at that moment, a guy with dyed yellow hair on the roadside noticed Zhang Yi deep in thought. His eyes lit up, and he immediately walked over.

"Hey, buddy, do you need money?" the guy asked.

Zhang Yi looked up at the guy with dyed hair.

"Who are you?"

The guy's smile deepened, and he lowered his voice as he asked, "I'm just asking if you need money right now. And if the bank won't lend it to you?"

As soon as Zhang Yi heard this, he understood what the person in front of him was up to.

He must be a loan shark!

Zhang Yi's mind started working, coming up with a plan.

He sighed and pretended to look hesitant as he said, "Yes, my family's business urgently needs some working capital. But the bank..."

Zhang Yi paused, deliberately showing a troubled expression.

The guy with dyed hair immediately caught on, pretending to understand the situation.

After all, who would go to a loan shark if they could borrow from a bank through proper channels?

He said to Zhang Yi, "Yeah, getting a loan from the bank is really strict these days! All sorts of rules and regulations, and the process is slow."

"But buddy, if you need money urgently, I can help you out with this."

Zhang Yi cautiously looked at the guy with dyed hair.

"You? Can you really do it? I need several million!"

The guy's eyes lit up when he heard it was a big deal.

He took out a business card from his pocket and handed it to Zhang Yi.

"Our company specializes in assisting people in difficult financial situations. If you need money, you've come to the right place!"

Zhang Yi glanced at the business card, which read "Duoduo Loan Financial Services Co., Ltd."

The guy's title on the card was Hu Minghua, Business Manager.

Excitedly, Zhang Yi said, "Can you really lend me the money? I need 5 million, and as long as you can help me through this difficult time, I promise to repay it within three months at most!"

Hu Minghua smiled and said, "We can discuss this matter. Our company is very capable and dedicated to helping people like you who lack funding."

"Let's go, we can discuss this matter further at our office," Hu Minghua said.

Zhang Yi, filled with anticipation, nodded and followed Hu Minghua to their company.

The so-called company was located in a remote office building.

After entering, Hu Minghua led Zhang Yi to the office of their boss.

The boss of this lending company seemed burly but was dressed in an expensive Brioni suit, clearly trying to create an image of a legitimate company.

However, there was a hint of ruthlessness in his demeanor, something that one could only sense after years of experience in the society.

Hu Minghua introduced Zhang Yi's basic information to the boss in front of them. "Manager, this is a client who wants to borrow money from us."

The boss's name was Chen Xiong. After seeing Zhang Yi, he smiled and gestured for him to take a seat.

"Mr. Zhang, how much money do you want to borrow?" he asked.

As expected from a loan shark company, the conversation was straightforward and blunt.

Such companies were not regulated, so they didn't have as many rules and regulations.

Moreover, they had ways to ensure repayment, so they weren't concerned about borrowers defaulting.

Zhang Yi replied, "I want to borrow 5 million."

Chen Xiong frowned, "Oh, that's not a small amount. But Mr. Zhang, let me make it clear in advance, our interest rates are very high. You need to be prepared for that."

Hu Minghua chimed in, "Mr. Zhang's business urgently needs working capital, and once the business starts generating profits, he will be able to repay the money quickly. Isn't that right?"

The two of them played off each other, but Zhang Yi saw through their act.

Still pretending to be anxious, Zhang Yi said, "Yes, I can repay it quickly. The interest rate can be high, as long as you can lend me the money."