At 10 o'clock in the evening, Zhou Mingcai returned to the dormitory with Chen Yesen and the other students in the finance class. In fact, Zhou Ming did not plan to be so late, but unfortunately today's sales were really too hot. Faced with the enthusiasm of all the customers, Zhou Ming had to keep putting it off, and he didn't return until this point.
Despite this, none of the finance students expressed dissatisfaction, and they were even full of enthusiasm, as if they could fight for another 300 rounds.
Even while they were still in the car, someone couldn't wait to tell Zhou Ming the good news: 'Teacher, today was really good! I was stationed at the Tangren Bank, and I sold three insurance policies in just one morning. My total sales for the day reached 80,000 U.S. dollars, which is more than the total of the previous few days. I believe that in a short time, I will be able to operate a stock or futures account on my own!'
In the face of this good news, Ye Ning said disdainfully, 'You're proud of only $80,000 a day? Do you know how much we sold at Copley Square? We sold more in one morning than you did in a day, and my sales for the day reached $300,000.'
Class monitor Chen Shu also said, 'Ye Ning is right. Our teacher said that our goal is to become a hedge fund, and we need to find a way to become a market maker in the stock market and futures market. But to become a market maker, you need a lot of money. Your $80,000 will have no impact at all in the stock market. How can we help the company increase its assets? Don't forget that we still have $20 million in insurance policies out there.'
When Chen Shuhe and Ye Ning said this, the classmate immediately wilted. Indeed, compared to their 300,000 US dollars, his 80,000 US dollars was indeed a bit shabby.
Zhou Ming saw this and said to him, 'In fact, you don't need to be discouraged. Copeley Square has a very high flow of people, and it is also a place frequented by the middle class in Brighton. At the same time, there are also many people stationed there. It is the place where we mainly operate today. It is normal for them to achieve this result, and you are just stationed at the bank, so it is already very good that you can get this $80,000.'
After a moment, Zhou Ming said, 'I don't know if you remember what I once told you. As long as you choose the right goal and stick to it, don't be discouraged by minor setbacks, and you will always get a good result. It's like sowing seeds in the spring and cultivating them in the summer. As long as you wait until autumn, you will reap a rich harvest.'
All the students in the finance class listened very carefully to Zhou Ming's words, because before when they had made every effort but still had not gained much, almost everyone was about to give up, and it was only Zhou Ming who was still persevering, encouraging them and telling them that they could succeed. As a result, just one day later, the situation had immediately turned around, which showed that the teacher's words were not just casual remarks, but the supreme truth!
Zhou Ming then changed the subject and continued, 'But now that the situation is getting better, we must not let our guard down. The more we get to this point, the more we must be on our guard.'
'The United States is a country where the law is supreme. Everything is governed by the law. We are in the insurance business, and our legal protection is our contracts,' Zhou Ming said. "Therefore, I demand that no matter how busy you are, and no matter how much we need more insurance policies and more money right now, we must carefully verify each and every policy. We must never do things half-heartedly just to be quick and convenient. Do you understand?'
'Understood!" All the students in the finance class answered in unison.
At this time, the bodyguard Zhang Lin, who was driving in front, suddenly turned around and said to Zhou Ming, 'Mr. Zhou Ming, it seems that someone is waiting in front of the dormitory entrance.'
All the students in the finance class knew that this Zhang Lin was a senior bodyguard sent by the state to protect Zhou Ming, so when they heard him say this, everyone immediately became nervous. Li Yang said excitedly, 'Comrade Zhang Lin, who is that? Is that the spy that the old Brook sent to do Zhou Ming harm?'
Facing Li Yang's nervousness, Zhou Ming said unhappily, 'Li Yang, don't be so loud. What makes you think it's an agent? If someone really was out to get me, Zhang Lin would have turned around and left, he wouldn't have continued driving that way.'
Zhou Ming's words suddenly made Li Yang realize. Indeed, although they were both atheists, they were still very convinced by supernormal senses. Zhang Lin was a soldier king who had been to war, and he had an extraordinary sense of murderous intent. If those people were really ambushing Zhou Ming and wanted to do him harm, Zhang Lin would undoubtedly turn the car around and head back, as it was the safest option when he was unsure whether he could hold them off.
'I think those people over there are probably busy with other things. Let's go over and have a look. I don't think they have any spies that can escape Zhang Lin's eyes.'
Zhou Ming said, and told Zhang Lin to drive over. When they arrived at the entrance to the dormitory, Zhou Ming got out of the car under the protection of his classmates from the finance class.
Just then, a few people recognised Zhou Ming and immediately surrounded him. They saw the finance students protecting Zhou Ming and froze for a moment, but only for a moment. Then the blonde female reporter in charge said, 'Excuse me, are you Mr Zhou Ming? Hello, we are reporters from the Northeast Finance and Economics News, we know that your Wharton Insurance Company has recently launched a new insurance wealth management product, and sales have been very hot. May we interview you about this?'
Upon hearing this, all the students in the finance class let out a gasp. Someone blurted out, 'Oh my god, it's the Northeast Finance and Economics News, the most prestigious financial newspaper in Brighton! We use their examples in our daily classes, and now they're actually here to interview us? This is unbelievable, our insurance wealth management products have only been launched for a few days!'
Facing the astonishment of her classmates in the finance class, the female reporter said proudly, 'That's only natural. Dongbei Finance and Economics is famous for its fast information. Our ability to collect and screen information is beyond your imagination.'
'Okay, then, Comrade Reporter, the reason you want to interview me is that you think insurance and wealth management products have great market prospects, right?' Zhou Ming asked.
'It is very promising!' the female reporter emphasised, 'Since Black Monday last year, people have lost faith in the stock market. They urgently need a more secure way to invest. Although some fund companies have launched capital preservation funds, they are only concept funds after all. Due to the restrictions on the investment ratio, their returns are very low and they have not been promoted very well. However, the insurance wealth management products you have launched now not only preserve capital, but also provide a certain income after the policy expires. You are clearly ahead of the market, as evidenced by the popularity of the event today in the Science Plaza.'
Zhou Ming was a little surprised by the female reporter's words: 'It seems that you really know a lot about us.'
'That's my professionalism!' the female reporter said proudly. 'But Mr Zhou Ming, I really want to ask you, where did you get the concept of insurance financial products? I know that you and your classmates were all Harvard students, and Harvard University's fund research laboratory is conducting very in-depth research in the financial field.'
Zhou Ming frowned: 'Reporter, are you saying that we stole the research results of the Harvard research laboratory?'
The female reporter shrugged noncommittally: "I don't want that to be the case either, but as you know, many things are not what you hope for. And the fact that you were able to launch insurance financial products as soon as you arrived at Harvard is itself questionable.'
In response to the female reporter's doubts, Li Yang, who was outspoken, said first, "Please take back what you said, we didn't steal anything!'
The female reporter, however, said disdainfully, 'This student, please pay attention to your wording. I did not accuse you of stealing. I only have my doubts, and I have good reason to doubt. With all due respect, you Chinese are really bad at finance. If it weren't for the Harvard lab, I would find it hard to believe that you could launch such a financial product. Of course, perhaps you are just collaborating with the Harvard lab...'
This time, Ye Ning interrupted the female reporter before she could finish: 'What do you mean by cooperation instead of theft? You're just talking nonsense without any basis. You're deliberately spreading rumours!'
'Let me remind you once again to be careful with your words. I am not spreading rumours, I am just verifying the situation with you as a reporter. If you did not steal the research results from the Harvard laboratory, you can refute me completely. It is not gentlemanly to just abuse people without reason.' The female reporter sneered, 'Chinese people are Chinese people, really low-quality!'
The last sentence of the female reporter made all the classmates in the finance class angry, but before they exploded, Zhou Ming said first, 'You say that our simple insults are not gentlemanly behaviour, so what about you? You have been belittling and provoking us to anger, is that what you call gentlemanly behaviour?'
Zhou Ming's words made everyone suddenly understand. It turned out that the female reporter's previous provocation was to try to anger them, to get them to lose control of their emotions and then get things out of them. It was really shameless!
The female reporter was stunned. She obviously didn't expect Zhou Ming to be able to expose her. You have to know that her method has never failed. However, she still stubbornly said, 'Being a gentleman is directed at you men. And not being a gentleman is also your fault for stealing Harvard's research results!'
As the female reporter's words fell, there was a chorus of boos. Since it was already known that she was deliberately trying to get a rise out of them, how could she not be despised for being so stubborn?
This time, Zhou Ming shrugged and said, 'Fine, then I'm not a gentleman. For this interview, please find someone more gentlemanly. I hope you can write a wonderful article through the words of those great gentlemen. Goodbye.'
After saying this, Zhou Ming went back to the dormitory without looking back, leaving the female reporter hanging there. She still wanted to go find other classmates from the finance class, but these people simply ignored her. She had no choice but to randomly grab one, but before she could ask, Li Yang told her, 'Sister, the one you're holding is just the cleaning staff. Do you want to ask him how old he is or what detergent he uses?'
Li Yang's words scared the female reporter, who let go of his hand at that moment. It wasn't until everyone had returned to the dormitory that she suddenly realised: Damn it, that wasn't the cleaning staff at all, I've been tricked!
At this point, her colleague came up to ask what he should do now. The female reporter replied, 'This article must be written, because this kind of thinking about insurance and financial products is bound to cause a revolution. I have a hunch!'