Chapter 340: More capital

On Wednesday, March 15, the third day of the official sales of Wharton Insurance financial products, early in the morning, Zhou Ming once again brought the students in the finance class to Kopley Square.

In the car, Zhou Ming said to everyone, 'Classmates, yesterday we won a great victory here, allowing Wharton to sell 3 million insurance policies in one day, which is a very considerable figure, but it is still far from enough. I hope you can sell more insurance policies today, because this will not only prove your own strength, but also allow Wharton to have more capital in the future!'

Inspired by Zhou Ming, all the finance students said 'yes' loudly and expressed their determination to Zhou Ming.

Zhou Ming undoubtedly did this in the hope that his students would work harder, but what happened later showed that Zhou Ming's actions were a bit redundant, because as soon as they entered the Copley Square, they were immediately surrounded by people, who asked them questions about insurance and wealth management products.

'Hello, gentlemen. Are you from Wharton Insurance Company of China? I heard that your company has a new product on insurance and wealth management. Not only can you buy a policy for yourself, but you will also get your principal back and a large profit when the policy expires. I must buy such a good insurance product, but I don't know what types of insurance you offer such a good deal on.'

In the face of these questions, the students in the finance class answered one by one: 'We are Wharton Insurance Company, but we are a genuine American company. We have indeed launched insurance and wealth management products, and there are no restrictions. Any insurance type can enjoy this policy, of course, we also have a prerequisite, which is that you must meet the conditions for taking out insurance.'

Upon hearing this answer, everyone immediately said, 'No problem, we can accept such conditions. We want to buy your kind of insurance wealth management products! Yesterday I wanted to buy it, but you were helping someone else with the paperwork. There were a lot of people yesterday, and I couldn't get to the front at all, so I came here early today to wait for you. I must buy it today!'

Zhou Ming was quite pleased with the scene of so many customers waiting for Wharton Insurance even before it opened today. Then he heard a voice behind him: 'My God, what's going on today? Why are there so many people? It seems that our advertising has been successful.'

Zhou Ming turned around and it was indeed the deputy general manager of the advertising company responsible for outdoor promotional activities. Zhou Ming shook his head and teased him, 'Manager, you are really confident to the extreme.'

'If you've already received such good results from this outdoor promotion, then there would be a problem if I wasn't confident,' the deputy general manager then changed the subject and continued, 'but I want to remind you of one thing. Due to the large flow of people yesterday, it exceeded the square's capacity, so the management of the square needs to increase some fees, otherwise it will be difficult to explain.'

'More money? Zhou Ming frowned. 'Manager, this is not right, is it? I've only been doing this promotion for two days, and you've already said you want to increase the price twice. Does the contract we signed not count for anything?'

'Of course everything needs to be done according to the contract, but the contract also states that if unexpected expenses arise, you will be responsible for them. Therefore, the management of the square wants to increase the price, which is not under our control.'

The deputy general manager said this to Zhou Ming, and although what he said might sound reasonable, in fact Zhou Ming could see from his own eyes that he was simply provoking. In particular, he added at the end, 'If Mr. Zhou Ming is not satisfied with these conditions, you can also choose not to do the promotion here.'

If the previous words were just price gouging, then this last sentence was clearly being a bully.

Zhou Ming looked at the deputy general manager, who also looked at Zhou Ming without flinching. After a moment's thought, Zhou Ming could only nod and say, 'No problem, as long as I can carry out my activities normally today.'

'Mr. Zhou Ming, then don't worry. I am a person who follows the rules in everything I do. As long as there are no problems on your side and we have reached an agreement, then I will definitely give you the best promotion today. However, Mr. Zhou Ming must be prepared, because I heard that if the flow of people caused today is even greater, then the management of the square will demand more money, and there is nothing I can do about it.' The deputy general manager said to Zhou Ming with an expression that said, 'I'm going to take advantage of you.'

However, this time, Zhou Ming did not brush him off, but waved his hand directly and said to him, 'I don't think that's necessary, because there may not be a next time.'

This time, it was the deputy general manager who was stunned. He couldn't believe it and asked, 'What do you mean by that, Mr. Zhou Ming? Are you not going to do any more promotions? Don't you think that now is the best opportunity for you to open up the market in one fell swoop? Giving up now would be throwing away all your previous efforts. Mr. Zhou Ming, I advise you to think about this carefully.'

Zhou Ming was not interested in answering his barrage of questions, and just shrugged and left.

This really angered the deputy general manager, because he had been keeping an eye on the situation for the past two days. He thought he had planned a very successful promotion, and that the popularity was entirely his doing, so he wanted to extort more money from Zhou Ming. But Zhou Ming just told him to stop, which was like kicking down the ladder.

But he was just angry for a moment, and then he reacted. He sneered at Zhou Ming's back and said, 'In front of me, you still pretend to be something. Do you really think you are Superman? In the end, if the follow-up work does not get started, you will still have to come and beg me like a dog. Then I want to hear what else you can say.'

Sales that day were still very hot, even hotter than yesterday. It was 10 o'clock in the evening, and half an hour later, Kopli Square would close. There were still a lot of people waiting, and when they heard that Zhou Ming and the others had stopped selling, they were all angry and disappointed.

'Why did you stop selling so soon? You damned capitalists, I've been waiting in line here all afternoon, and now it's finally my turn, and you're telling me that you're stopping selling? Isn't that going too far?'

'You can't stop selling! I know that Copley Square is closing, but our hearts are not closed. We still want to buy your insurance wealth management products, and we can definitely wait until after the square closes and buy and sell outside!'

In the face of these people's complaints, Zhou Ming stood up and said, 'Hello, ladies and gentlemen. First of all, I am very grateful that you are still so supportive of our insurance and wealth management products at this late hour, but there are still some rules that must be followed. At the same time, more importantly, we also need to ensure your safety. So today's promotion ends here. Please go home first, or contact our company in the future.'

After he finished speaking, Zhou Ming took advantage of everyone's stunned state of mind and ignored these customers, and walked straight off the stage.

Ye Ning was waiting for Zhou Ming behind the stage. As soon as he stepped off the stage, Ye Ning immediately told him happily, 'Teacher, I secretly counted just now, I have made a total of 42 orders today, all of them are accidental life insurance, which amounts to exactly 600,000 US dollars!'

'There's actually 600,000 US dollars, which is more than double that of yesterday, which is no small feat.' Zhou Ming was a little surprised, 'But still, each insurance policy must be strictly in accordance with the contract, and it is better to miss a customer than to issue an insurance policy to someone who is messing around. Do you understand?'

Ye Ning proudly raised her little head: 'Of course. With yesterday's experience, I was able to do a lot better today, and the people I issued insurance policies to have all been carefully checked in accordance with the system.'

'That's perfect,' said Zhou Ming. 'With your results, Ye Ning, I think I can open a separate stock account without any problems.'

As soon as Zhou Ming finished speaking, Chen Shu came over and said, 'Teacher, I also received 600,000 US dollars today, and we are tied for first place. You can't favour Ye Ning alone.'

Upon hearing Chen Shu say this, Ye Ning immediately stopped. She immediately responded, 'Where is the teacher favouring me? It is clear that I have made the greatest contribution. I made the first and last orders of the day!'

'Doesn't that mean I'm the first to reach 600,000 US dollars?' Chen Shu said.

Ye Ning was stunned. She turned to Zhou Ming and Zhou Ming told her with a smile, "Then Ye Ning, if you buy yourself a 10,000 US dollar insurance policy, won't you surpass him?'

Zhou Ming's words made Ye Ning's eyes light up. Zhou Ming then said, "Okay, you all stop discussing who has made the most. We can't be satisfied with that. Tomorrow, the day after tomorrow, and the days after that are when we need to prepare the most.'

'The teacher is right,' Ye Ning was very happy to have found a way to become number one. 'I will try to write as many orders as possible when the teacher comes here tomorrow. I have already found the secret!'

However, Zhou Ming told her, 'No, Ye Ning, we won't be here tomorrow.'

Zhou Ming's words surprised Ye Ning and Chen Shu, but since they were Zhou Ming's words, they didn't have any objections. On March 16, the deputy general manager of the advertising company responsible for outdoor promotional activities came to the Sky Ladder Building in Fenwei District, which was the address of Wharton Company.

Originally, he came here today to get the money from Zhou Ming, but when he saw the long queue in front of Wharton's office, he was immediately stunned, because the queue had already reached the elevator. If he wasn't sure he was in the Sky Ladder Building, he might even think he was at the subway exit of a busy road, where there might even be fewer people.

'Are all these people here to buy your insurance and wealth management products?' he asked, still not having come back to his senses, when he arrived at Zhou Ming's office.

Zhou Ming nodded as he should have: 'Of course, but it's not entirely your doing. You did contribute, but the real reason is that the product is attractive. So when we moved back to the company, there were still so many people coming. I know you are also one of the directors of your company, but after I left, not only your company, but you yourself also lost a lot of money, didn't you?'

The deputy general manager smiled apologetically and said, 'I'm very sorry to say that's the case. May I ask Mr. Zhou Ming to go back and take a look?'

Zhou Ming looked at him askance and asked, 'Are you begging me?'

The deputy general manager's eyes twitched a little, but in the end he gritted his teeth and replied, "Yes! And the cost is not that high, it can be reduced a lot from the previous one.'

'This is very good news," Zhou Ming commented before saying, 'but unfortunately, I have decided not to do it.'

Zhou Ming's answer made him spit out a mouthful of old blood.