WEALTH OF POTTER FAMILY
Hello Readers, it's your author here. I have a little good news for you all. Today I will be posting a total of four chapters.
This is first..
------
Harry exhaled sharply, forcing himself to think. A billion Galleons was impossible. Even if he scoured every vault in Gringotts, there was no way he could gather that kind of money.
A small part of him had always known he was rich—after all, his parents had left him a fortune—but he had never actually bothered to check the total. And now, as the sheer absurdity of the number weighed down on him, he realized something embarrassing.
He had no idea how much money he actually had.
His face heated up as he turned to Nova, rubbing the back of his head. "Um… I want to ask a question."
Nova raised an eyebrow, motioning for him to continue.
Harry cleared his throat, looking anywhere but at Nova. "Er… I don't actually know how much money I have in total. Can you tell me using your ability?"
There was a brief silence. Then Nova let out a low chuckle. "You seriously don't know how much is in your own vault?"
Harry groaned. "I never checked, alright? I just took out what I needed for school every year and… well, I never thought about it beyond that."
Nova sighed, shaking his head. "You really are something else, Potter." His eyes shimmered faintly as he activated Wish, reaching into the unseen fabric of fate itself.
Unlike more significant requests, this one was trivial—something that could have been found through normal means if Harry had just taken the time. Because of that, the cost was barely noticeable. Within seconds, golden sparks shimmered in the air before them.
A scroll materialized out of nowhere, hovering in front of Harry before gently lowering itself into his hands. The parchment was thick, embossed with the Gringotts seal, and lined with gold trim. The words Potter Estate Financial Summary gleamed at the top in elegant script. It just cost Harry two galleons.
Harry hesitated before unrolling it, eyes scanning the contents. As he read, his grip on the parchment tightened.
---
POTTER ESTATE (Financial Summary)
Issued by GRINGOTTS WIZARDING BANK
---
VAULT HOLDINGS
1. TRUST VAULT (Harry James Potter – Vault #687)
Balance (Current): 27,350 Galleons
Initial Balance: 50,000 Galleons
Annual Interest Rate: 2% (low-yield account)
Withdrawals (Year 1 – Year 4): 22,650 Galleons
Year 1: ~1,200 G (school supplies, wand, trunk, robes, books)
Year 2: ~800 G (school supplies, minor purchases)
Year 3: ~4,200 G (school supplies, Firebolt, gifts, Hogsmeade trips)
Year 4: ~16,450 G (Triwizard-related expenses, extravagant purchases, gifts)
Notes: Established as a minor expense account.
2. POTTER FAMILY VAULT
Balance (Current): 1,010,007 Galleons
Starting Balance (James & Lily's time): 1,120,000 Galleons
Annual Interest Rate: 5%
Withdrawals (Past Decade): None
Notes: The primary vault of the Potter family, untouched since James and Lily's death. Contains accumulated wealth, investments, and enchanted heirlooms.
3. LILY EVANS VAULT
NOTES:- The vault originally belonged to Lily, before her marriage. After marriage she moved all money to main family vault and stored her and James old Hogwarts books, notes etc.
---
INVESTMENT PORTFOLIO
Nimbus Broom Company – 10% Stake
Flourish & Blotts – Small Ownership Share
Madam Malkin's Robes for All Occasions – Minor Stakeholder
Potion Ingredient Suppliers – Various holdings
Other Wizarding Businesses – Estimated net worth: 220,000 Galleons
---
ESTATE & PROPERTY HOLDINGS
Potter Manor – Heavily Damaged
Godric's Hollow Cottage – Former home of James & Lily Potter.
Unlisted Properties – Magical estates under secrecy charms. Details available upon formal request.
---
MAGICAL ARTIFACTS & HEIRLOOMS
Enchanted Jewelry – Bloodline-locked relics with unknown enchantments.
Ancient Tomes – Restricted magical knowledge, potentially dangerous.
Weapons & Wands – Artifacts of historical significance.
---
NET TOTAL WEALTH
Liquid Assets (Gold): 1,037,357
Investments & Business Shares: 220,000 Galleons
Property & Artifacts (Estimated Worth): 600,000+ Galleons
Grand Total Estimated Net Worth: 1,857,357 Galleons
---
Harry read the document once. Then again.
Then, very slowly, he looked up at Nova.
"Are you telling me… that I have an entire family vault—not just my trust vault—but a whole other massive vault… and I've just been ignoring it this whole time?"
Nova grinned. "Pretty much."
Harry's eye twitched. He looked back at the parchment as if expecting it to change. "I—I always thought my vault at Gringotts was just it. You know, my parents' savings or whatever they left behind for me."
"Nope. Your trust vault was basically a pocket change account. The real money has been sitting in the family vault, untouched."
Harry let out an exasperated laugh. "Unbelievable. Absolutely bloody unbelievable." He started pacing, the parchment crinkling in his grip. "All those times I had to count my coins carefully, worrying about how much I could spend at Diagon Alley. And meanwhile, I had a vault full of over a million Galleons just waiting for me?"
"Well, you could have checked," Nova pointed out.
Harry threw up his hands. "Who checks their vault when they're eleven?! Hagrid just took me to the trust vault, and I thought that was all I had!"
Nova chuckled. "Guess no one ever bothered to tell you."
"No one ever tells me anything," Harry muttered bitterly before sighing. He looked back at the document in his hands. "...Alright. Fine. What's actually in this family vault?"
Nova tapped the parchment. "It's all there—gold, business investments, magical artifacts, and property deeds. Some of them are heavily warded—probably hiding some interesting secrets."
Harry stared at him. "So, let me get this straight. I'm not just rich—I'm old money rich. Like, 'wizarding aristocracy but no one ever told me' kind of rich."
"Basically."
Harry let out a long breath and flopped onto a nearby chair. The parchment rested in his lap as he rubbed his temples. "I don't even know what to do with this information."
Nova smirked. "Well, compared to a billion Galleons, you're still basically broke."
Harry groaned, burying his face in his hands. "Brilliant. Just brilliant."
Nova crossed his arms. "Look, you're ridiculously wealthy by normal wizarding standards, but a billion is a completely different level. If you want that kind of money, you'll need more than just vault savings."
Harry sighed. "Like what? Investments? A business empire? Becoming the next Goblin King?"
Nova laughed. "I mean, if you're up for it." Then he tilted his head. "That said, you do have resources beyond just gold. If you play your cards right, you might be able to leverage what you already own into something much bigger."
Harry frowned, his mind racing. He had always ignored the financial side of things, but maybe… maybe it was time to start paying attention.
After some time, he shook his head. He would deal with this later. Right now, he had a more pressing issue.
He turned to Nova, his gaze locking onto the man sitting across from him. "I can't pay you almost a billion Galleons. And I don't actually know what to offer as an alternative. How about you tell me what you want?"
----
Nova Earned- 2 Galleons
X-X-X-X
HELLO EVERYBODY, I HOPE YOU ALL ENJOYED THIS CHAPTER.
LET ME KNOW YOUR THOUGHTS IN COMMENTS AND REVIEWS.
ALSO DONATE SOME STONES FOR SUPPORTING ME.
IF YOU'RE ENJOYING MY STORIES AND WANT TO READ AHEAD, CHECK OUT MY PATREON! I POST [10+] ADVANCED CHAPTERS, ALONG WITH MY EXCLUSIVE HARRY POTTER FANFIC FOR FREE, WHICH IS ONLY AVAILABLE ON PATREON!
SUPPORT ME AND GET EARLY ACCESS TO NEW CHAPTERS!
READ 10+CHAPTERS AHEAD ON MY PATREON CHANNEL:- patreon.com/Ghost_0007
CHAPTER:- 18 [MAGIC 101: WHAT HARRY NEVER LEARNED] IS AVAILABLE ON MY PATREON