Synopsis!
Reborn in the dangerous world of Naruto, Kinoshita Genichi faces a grim reality—no clan, no bloodline, no talent. He’s just a civilian boy fated for mediocrity… or worse. But fate gave him one cheat: an “Overdraft” system that lets him borrow strength and skills from his future self!
There’s a catch—the future depends on his present efforts, and the path is full of peril. From struggling academy student to a self-made genius, Genichi will build his legend one calculated step at a time: crafting his own ninjutsu, mastering the Rasengan before Minato, dueling young Kakashi, and rewriting history itself.
Who needs bloodline when you can overdraft a hundred years of growth? As the shadow of war looms and Konoha’s elite watch this rising star, Genichi’s journey begins—not as a chosen one, but as a man who refuses to accept fate.
Tags: System | Easygoing | Reincarnation
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Note: system is not super overpower at least not in the start.
Of course, it's a 5-star from me—I'm the author, how could it not be? Just a little heads-up: if you drop a 1-star review without a real reason or helpful feedback, I might yeet it into the void. No hard feelings, just keeping the review section clean and spicy. ------- Note: This is a translation Here's the Raw name:從火影開始提前兌現未來
A solid fic so far. Author bro, keep pumping the chapters. Hope it doesn't go downhill in the future.
For a Naruto Story this one ist quite good. But there are a couple of things that are just not my cup of tea. For example having a six to seven year old running around and killing people. Also interactions with him like to focus in how mature mc is and that he is basically an equal while being just a kid. Kinda weird. Also his cheat is completely broken. For now its ok but makes no Sense looking a bit further. Should have limited it by only allowing one thing to be brought back from the future like chakra, ninjutsu, memorys etc. Would make it more balanced.
GoodnEnough for a translation [img=Feeling it][img=Feeling it]
I must say, this is one of the very good Naruto Fanfic Novels besides Naruto: Wind disaster and Naruto: Becoming the strongest ninja with the Glict system. I hope the author can continue to maintain his writing style and continue to innovate in his jutsus and also I actually have some suggestions. this is about the MC character itself, for some reason it doesn't stand out too much, so I just want the author to develop the MC character himself and other characters in canon more
Very good, one of the best Naruto fanfics I've ever read, I really liked this idea of withdrawing future earnings, it's very creative and original, in the future you could make a fanfic with this same system.But in another world, like One Piece for example, just a suggestion, I would definitely read it, because I'm already a big fan of this fanfic, sorry if I wrote too much, if you read this far, thank you very much.
High quality fanfik, almost perfect language, though chinese names happen, but only for some OC characters. Cheat is useful, but the MC has to also work hard for his power. He becomes OP, but it's gradual. I'm surprised that this story hasn't reached yet the official rankings.
It's one of the better translated Naruto stories. The overdraft cheat is balanced and will keep the story interesting, at least until the Ascension of Fourth Hokage.The non sensible are less. The drawback is that this fic takes an easy approach towards Danzo, and certain incidents are solved with simple actions from MC. But it didn't sour the reading interest.
Good Naruto fanfic with a nice blend of slice-of-life and action. MC isn’t OP right away and has to work for everything, which makes the progress satisfying. Hope the author explores more political intrigue later on, Keep up the great work!
A Chinese Naruto fanfic that is really different, the system is not OP and the MC needs to really work hard if he wants to get stronger, I don't know how it will be in the future, but up to chapter 52 (where I am currently) it is very good, and there are few things that I could criticize.
Great 👍 Naruto Uzumaki is a young ninja from the Hidden Leaf Village, known for his loud, energetic personality and his dream of becoming Hokage, the village's leader. Initially ostracized for being the host of the Nine-Tailed Fox, Naruto strives for recognition and acceptance, forming bonds with his teammates Sakura and Sasuke, and his mentor Kakashi. Through perseverance and training, Naruto overcomes numerous challenges, proving his strength and ultimately earning the respect of his village and the world. He achieves his dream, becoming the Seventh Hokage, and is known as the Hero of the Hidden Leaf.
pretty good but if feel like this idea would have been better in the Konoha 12's era considering the fact that it's the era we know best and has the most action.
underrated, should have been in the top 10