I want a million

Yin Ling had a long week in front of him and at this moment could only practice sport for between 3 and 5 hours a day according to the intensity.

He knew that the money was his problem and that he couldn't avoid it. If he was going to talk to his father and ask him about borrowing money in his place he needed to be prepared.

He went to grab a pen and drew from his memory the bitcoin's value evolution graph. After drawing out the graph and captioned it, he placed it on the tv's screen and went out.

He wanted to find which bank could first accept his money request and secondly which one would give him the bigger amount of money.

He was determined to find the better option, and he couldn't ask his father to spend time on his project.

He searched on his phone every bank in the 30km around, made an itinerary and sprinted towards it. It was nevertheless a good occasion and anyway if he simply walked, he would never be able to visit every one of them.

He saw the first bank and simply walked in; he would not really be considered obese but was still looking very fat. The receptionist was a sturdy young man, he saw a fat boy with sweat all over his face, he thought that this boy was either lost or was going to ask help but when he heard

Excuse me what are the condition for a credit and what is the maximum values that you can offer to a not so well of family, what are the interest rate for an over one hundred thousand dollars credit with a three months duration?

He was stunned on the spot, he just wanted to ask the fat boy why he was sweating like that, why it was him who asked for information, did he even understood how interest rate worked or was he just messing around or going to report everything to his parent. He restrained himself and gently asked

Where are your parents' little guy?

Can't I get information without having an adult with him? Responded Yin Ling rashly

The receptionist was speechless, am I really going to spend 10 minutes explaining how our bank work to a twelve of so years old boy? Usually he would tell the boy that he should leave those matters to adult, but today of all days there was his manager present, thus he chooses to play it safe and said:

Little guy you talked about borrowing more than a hundred thousand dollars, I'm not qualified enough to talk to you about it. You see this old lady, go ask her she is my manager you should talk to her about it

Very well, good day. Said satisfied Yin Ling, he knew that this young man was getting rid of him, but he knew as well that what he said wasn't false either, he was indeed not qualified to talk about such a big deal.

He went straight toward the manager; he knew that the manager glanced at him the moment he walked in.

And when she saw him entering she was surprised, neither because he was fat or because he was sweating but because he walked full of self-confidence despite being only a twelve years old boy walking alone in a bank.

With the exact same self-confidence, he was now walking towards her, she heard him talk with the young man and was expecting him to ask the same question again. But she was taken aback when she heard

You were listening earlier so let's not waste time, what are the best condition your bank can offer for a 3 months credit?

Generally, the bank was in the dominant side, it was the client who was asking for something, it was the client who was in need, hence logically in a business mentality the dominant side of the contract which could be called advantageous side was for the bank.

But now, Yin Ling reversed the role, he placed himself in the dominant side and placed it like the bank needed him. He placed it in a way showing that getting a credit wasn't a problem, and he only wanted the best one.

She didn't know what to say, wasn't he only twelve years old? He looked a bit poor, so why was he acting like a CEO? Was she really supposed to talk to him as if he was an adult?

Seeing that she was thinking, he didn't hesitate to interrupt her and said: I just want to talk business, either you refuse to talk to me and I leave now or you speak to me like you usually do.

She was astonished by how mature he was, and took him seriously for the first time, she simply asked

Why do you need money?

To have money

Can't you be more precise, if you want to keep it this way, I won't be able to help you. She replied honestly

I am poor, and in need of money. I have a way to multiply my money by fivefold. It's good but I need money first. He saw that she was finally talking to him seriously thus replied honestly as well.

Is your way even legal? Her reaction was totally normal, after all he just basically said that he would multiply an amount above one hundred thousand dollars by fivefold.

Of course, it is. Yin Ling was expecting her reaction and replied calmly.

Do you have any guarantee? She asked with interested

If I had a way to multiply any amount of money with guarantee do you think I would be speaking with you?

She now understood that she simply couldn't understand the boy in front of him, she was in her fifties but in front of the boy in front of her she was feeling like a pupil in front of a teacher. But what he said was true as well, if he had a method like this and a guarantee he wouldn't come on foot, and wouldn't waste time with her neither, let alone the young man earlier.

The young man was surprised as well that the boy was talking with the manager, and he was even flabbergasted when he realised that the boy was talking leisurely but the manager had a serious expression.

She spokes very seriously and said with mixed feeling

How much?

Herself was surprised by how intimidated she was in front of this boy. She couldn't understand why but she had a feeling that this boy wasn't joking and was really going to become rich overnight, and in his situation even if she asked for a 20% interest he would say yes anytime. If she could share a bit of the gold mine it would be very beneficial to her career: she had enough experience but lacked some big jobs in order to go to the bank's main office, the building on which there were currently was only a branch of the bank. If she agreed to lend hundreds of thousandths dollars to a twelve-year-old child, and won back a lot for the bank, it would indeed show her qualification in seeing good opportunities.

Yin Ling looks at her interested he expected being send out numerous times before meeting someone who would listen and believe in his story. He never expected that in the first bank he ran to he would speak that much with the manager and even nearly managed to convince her. He needed to say a good number, if he could he would say two hundred million of dollar but it was totally idealistic. Too little would make him "lose" too much and too much would scare her. He looks her in the eyes, well he needed to lift his head quite a bit but she was far from mocking him, he then said

I want a million.