Chapter 29

“Mr. Majors,” Kevin said, “do you have any idea how much our monthly payments would be three or four years from now?”

“Why don’t you call me Russell?” Dad said. He gave Kevin another number.

Kevin’s fingers flew over the keys some more before he said, “Okay. I think this is what our monthly nut will be. Have I left out anything?”

“I don’t see an amount for a secretary,” I said.

“I think we can answer our own telephones until we have enough business to justify hiring someone.”

Kevin made a few more entries and said, “Okay. If, in two years, we can save as much as the above projection, we can last another two years without a single client.”

“But we’re bound to have clients,” I said.

“Yes, we will—this is a worst-case scenario. What do you think, Russell?”

“I agree,” Dad said, “and I’m impressed with your mastery of spreadsheets.”

“I’ve always been good with detail work,” Kevin said. “Do you think we should specialize?”